Business Analyst

Hyderabad | Evening Shift (6 PM - 2:30 AM IST) | Finance Technology

About Hive Financial Systems

Hive Financial Systems is a leading fintech company transforming financial inclusion through AI-driven lending technology. We power 3 active lending partners serving 70,000+ active consumers, building the infrastructure that enables responsible lending to underserved markets.

Our Hyderabad office serves as a critical technology and analytics hub, working closely with our US headquarters during overlapping business hours to deliver cutting-edge financial solutions. Join a team that combines Silicon Valley innovation with India's technical excellence in a unique evening shift role that offers direct collaboration with US leadership.

Why This Role is Critical

As our Capital Markets Business Analyst, you'll be at the intersection of technology and finance, directly impacting:

• Strategic Decision Making:
  Your analysis will impact major financial decisions affecting 70,000+ active consumers
• Multi-Partner Operations:
  Support 3 active lending partners with real-time analytics
• Risk Management:
  Protect both company sustainability and customer financial health
• Business Growth:
  Enable exponential growth through data-driven insights

This is not a support role – you'll be a strategic partner working directly with US leadership during their business hours, with your insights shaping real-time lending decisions and capital deployment strategies.

Educational Qualifications

Required:

• Bachelor's degree in Computer Science, Information Technology, Statistics, Mathematics, or related field from a recognized university
• Strong academic record with consistent performance

Preferred:

• Master's degree (MBA/M.Tech/MCA) from premier institutes
• Professional certifications: CBAP, PMI-PBA, or PMP

Performance Metrics & Accountability

Year 1 Targets

• Reporting Excellence (30%):
  Deliver 95% accurate reports within 2 business days of period-end
• Process Optimization (25%):
  Reduce data processing time by 25% through automation
• Stakeholder Success (25%):
  Achieve 98% satisfaction score on deliverables
• Innovation (20%):
  Implement 2+ process improvements quarterly with measurable ROI

Success Milestones

• Month 1:
  Master data environment, complete initial stakeholder mapping
• Month 3:
  Own 3+ critical reports, deliver first process improvement
• Month 6:
  Reduce manual effort by 40%, become go-to expert for data queries
• Month 12:
  Lead strategic initiatives, mentor junior team members

Core Responsibilities

Technical Delivery

• Write optimized SQL queries processing millions of records with sub-second response times
• Develop Python scripts for complex data transformations and automation
• Build Power BI/Tableau dashboards serving as daily decision tools for leadership
• Maintain 99.9% uptime on critical financial reporting systems

Business Partnership

• Collaborate with Capital Markets, Finance, Accounting, and Analytics teams
• Translate business requirements into technical specifications with 95% first-time acceptance
• Serve as subject matter expert on data catalog and business logic
• Proactively identify and solve business problems before escalation

Documentation & Governance

• Create comprehensive Business Requirements Documents (BRDs) and technical specifications
• Maintain data dictionary and process documentation
• Ensure compliance with financial regulations and data governance policies
• Establish best practices for data quality and integrity

Innovation & Continuous Improvement

• Identify automation opportunities across manual processes
• Advise on product roadmap and technology architecture decisions
• Support development of predictive models and forecasting systems
• Drive adoption of new technologies and methodologies

Required Technical Skills

Must Have (Non-Negotiable)

• SQL Expertise:
  3+ years working with complex queries, stored procedures, performance tuning
• Python Proficiency:
  Data manipulation (pandas, numpy), automation, API integration
• BI Tools:
  Advanced Power BI or Tableau with demonstrable portfolio
• Excel:
  Advanced functions, VBA, complex financial modeling
• Database Systems:
  SQL Server, PostgreSQL, or similar RDBMS

Highly Valued

• Cloud Platforms:
  Azure Data Services, Microsoft Fabric
• ETL Tools:
  Airflow, DBT, SSIS, or Informatica
• Version Control:
  Git, GitHub/GitLab
• NoSQL:
  MongoDB, Cassandra basics
• Statistical Tools:
  R, SAS, or SPSS

Professional Competencies

Essential Qualities

• Analytical Excellence:
  Complex problem-solving with data-driven approach
• Communication Skills:
  Explain technical concepts to non-technical stakeholders
• Attention to Detail:
  Zero-tolerance for errors in financial data
• Time Management:
  Handle multiple priorities with aggressive deadlines
• Learning Agility:
  Quickly adapt to new technologies and business domains

Cultural Fit – Our PEACH Values

• Partnership:
  Collaborative mindset with cross-functional teams
• Execution:
  Results-oriented with clear accountability
• Aptitude:
  Continuous learning in rapidly evolving fintech landscape
• Communication:
  Direct, transparent communication style
• Humility:
  Open to feedback and knowledge sharing

What Makes You Stand Out

• Track record of process improvements with quantifiable business impact (cost savings/efficiency gains)
• Experience in financial services, lending, or capital markets domain
• Comfortable with evening shift work and US market hours collaboration
• Previous experience working with global teams across time zones
• Contributions to open-source projects or technical communities
• Published articles, blogs, or presentations on data analytics
• Kaggle competitions or hackathon participation

Career Growth Path

Clear Progression Trajectory

• Business Analyst
  →
  Senior Business Analyst
  months)
• Senior BA
  →
  Lead Analyst/Product Manager
  (2-3 years)
• Lead
  →
  Analytics Manager/Director
  (3-5 years)

Learning & Development

• ₹50,000 annual professional development budget
• Sponsored certifications (CBAP, Microsoft Azure, etc.)
• Internal mentorship program with senior leaders

Compensation & Benefits

Comprehensive Benefits

• Health Coverage:
  Premium health insurance for family (₹10 lakhs coverage)
• Retirement:
  EPF with company contribution
• Work Schedule:
  Evening shift (6:00 PM - 2:30 AM IST) to align with US operations
• Technology:
  Latest MacBook/ThinkPad, dual monitors, ergonomic workspace
• Professional Growth:
  Conference attendance, certifications

Additional Perks

• Transportation provided for evening shift (cab service)
• Internet reimbursement
• Team outings and quarterly celebrations
• Employee referral bonus (up to ₹50,000)

What We'll Assess

• Problem-solving methodology and analytical thinking
• Code quality and optimization skills
• Business acumen and domain understanding
• Communication and presentation skills
• Cultural alignment and growth mindset

Questions You Should Ask Us

• Current data challenges and technology roadmap
• Team structure and collaboration model
• Success metrics and performance evaluation
• Growth opportunities and career progression examples
• Work-life balance and team culture

Why Join Hive Financial?

Impact & Purpose

• Work on problems affecting 70,000+ underbanked individuals across 3 lending partners
• See direct impact of your analysis on business decisions
• Contribute to financial inclusion through technology innovation

Global Collaboration

• Direct daily interaction with US leadership and teams
• Real-time collaboration during US business hours
• Exposure to US financial markets and practices
• Build strong relationships with global stakeholders

Growth & Learning

• Exposure to global financial markets and regulations
• Work with cutting-edge AI/ML technologies
• Learn from industry experts and thought leaders
• Fast-track career progression based on merit

Culture & Environment

• Transparent, data-driven decision making
• Flat hierarchy with direct access to leadership
• Innovation-first mindset with freedom to experiment
• Global team with diverse perspectives

Ideal Candidate Profile

We're looking for someone who:

• Gets excited by complex data challenges
• Takes ownership and drives results independently
• Comfortable working evening shifts (6 PM - 2:30 AM IST) for US collaboration
• Thinks in terms of business impact, not just technical solutions
• Continuously learns and shares knowledge with the team
• Wants to build a long-term career in fintech

Note:
We value potential and learning ability. If you meet 70% of the requirements but demonstrate exceptional analytical skills and cultural fit, we encourage you to apply.

Hive Financial Systems is an Equal Opportunity Employer

We celebrate diversity and are committed to creating an inclusive environment. We encourage applications from candidates regardless of gender, religion, caste, or background. We evaluate solely based on merit, potential, and cultural addition.

Location:
Gachibowli/HITEC City, Hyderabad
Working Hours:
6:00 PM - 2:30 AM IST (Coverage until 3 PM EST)
Start Date:
Immediate to 30 days' notice period

#HiveFinancial #FinTech #BusinessAnalyst #HyderabadJobs #DataAnalytics #CapitalMarkets