Senior Accountant

7 days ago

Thirunagar Madurai Tamil Nadu, India Virutcham Microfinance Limited Full time ₹ 1,80,000 - ₹ 3,00,000 per year

Job Purpose:

To ensure accurate accounting, financial reporting, compliance, and effective monitoring of all financial transactions in line with microfinance industry practices, company policies, and regulatory requirements. The Senior Accountant will play a key role in maintaining transparency, accountability, and financial discipline within the organization.

Key Responsibilities:

1. Accounting & Financial Management

  • Maintain day-to-day accounting records, including cash, bank, loan transactions, and branch-level financial data.
  • Review and verify branch accounts, ensuring accuracy and compliance with accounting standards.
  • Prepare monthly, quarterly, and annual financial statements (P&L, Balance Sheet, Cash Flow).
  • Monitor disbursement, repayment, and outstanding reports to ensure alignment with microfinance operations.

2. Budgeting & MIS Reporting

  • Assist in preparing annual budgets and forecasts.
  • Consolidate branch-level financial data and prepare MIS reports for management review.
  • Analyze variances between actual performance and budgeted figures and provide explanations.

3. Compliance & Audit

  • Ensure statutory compliance related to Income Tax, GST, PF, ESI, TDS, and other regulatory requirements.
  • Coordinate with internal and external auditors, provide necessary data, and implement audit recommendations.
  • Ensure compliance with RBI/NABARD/MFI regulations and company policies.

4. Treasury & Fund Management

  • Monitor fund utilization at branch and head office levels.
  • Manage cash flows, loan repayments to lenders, and bank reconciliations.
  • Support in raising funds, loan documentation, and lender compliance.

5. Team Support & Supervision

  • Guide and supervise junior accountants and branch-level accounts staff.
  • Conduct periodic training for field and branch staff on financial processes and policies.
  • Ensure timely submission of branch accounts and support branches in resolving financial discrepancies.

Skills & Competencies Required:

  • Strong knowledge of accounting principles, financial management, and statutory compliance.
  • Experience in Microfinance/NBFC-MFI sector preferred.
  • Proficiency in accounting software (Tally ERP, MS Excel, MIS tools).
  • Good analytical and problem-solving skills.
  • Ability to work under pressure and meet deadlines.
  • Strong leadership and team management skills.

Qualification & Experience:

  • Education: M.Com / MBA (Finance) / CA (Inter) or equivalent.
  • Experience: Minimum 2–3 years of accounting experience, with at least 1 year in Microfinance/Banking/NBFC sector.

Job Types: Full-time, Permanent, Fresher

Pay: ₹15, ₹25,000.00 per month

Benefits:

  • Cell phone reimbursement
  • Provident Fund

Work Location: In person

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