Credit Processing Associate

2 days ago


Ahmedabad, Gujarat, India Ratnaafin Capital Full time ₹ 40,00,000 - ₹ 1,20,00,000 per year

Roles and Responsibilities

  • Review credit proposals, including Cibil checks, loan applications, and supporting documents.
  • Collecting the needed financial documentation and assessing the clients' creditworthiness.
  • Calculating and analyzing the risk ratios of clients based on their credit score and financial history
  • Approving or denying loan requests, and communicating your decision to both clients and management.
  • Maintaining records of loan applications by using loan management software.
  • Managing loan renewals by organizing followup meetings with clients.
  • Monitoring the progress of the loan application process and relaying any hindrances to clients

Desired Skills:

  • Bachelor degree required
  • A minimum of 2 years' experience as a credit officer.
  • Knowledge of loan application procedures and best lending practices according to state laws and regulations.

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