Credit Executive-HUB-CV
2 weeks ago
The Credit Executive will play a crucial role in overseeing credit processes, analyzing financial data, and making informed decisions to support the growth of the CV business. They will work closely with the HUB-CV & CE team to optimize credit allocation and manage risks effectively.
Responsibilities- Manage and oversee credit operations for the HUB-CV & CE division.
- Analyze financial statements and credit reports to assess borrower's creditworthiness.
- Make informed credit decisions based on risk assessment and market trends.
- Ensure compliance with credit policies and regulations, maintaining high standards of integrity.
- Monitor and manage credit portfolio performance, identifying potential risks and taking proactive measures.
- Build and maintain strong relationships with internal stakeholders and clients.
- Collaborate with the HUB-CV & CE team to develop and implement credit strategies.
- Provide regular reports and insights on credit performance to senior management.
- Stay updated with industry trends and best practices in credit management.
- Bachelor's degree in Finance, Business Administration, or a related field.
- Minimum 3 years of experience in credit management or a similar role.
- Strong analytical skills with the ability to interpret financial data.
- Excellent decision-making and problem-solving abilities.
- Proficiency in using credit analysis tools and software.
- Good understanding of banking regulations and compliance requirements.
- Effective communication and interpersonal skills for building relationships.
- Ability to work independently and manage multiple tasks simultaneously.
- Strong attention to detail and a results-driven approach.
- Proficiency in Microsoft Office suite, especially Excel.
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