VP - Portfolio Analytics - Wholesale Business

5 days ago

Mumbai, Maharashtra, India Yes Bank Full time ₹ 15,00,000 - ₹ 20,00,000 per year

Portfolio Analytics Unit

Job description:

  • Preparation of Credit Risk Dashboard for the Banks Portfolio for review by the Senior Management, Risk Management Committee (RMC) and the Bank's Board members, providing insights on overall portfolio performance, segment-wise performance on various risk metrics and utilization status against various Credit Policy limits & Risk Appetite limits. Taking timely action on the actionable arising out of the management review meeting as well as actionable from the RMC & Board meeting.
  • Publishing Health Council review decks within the stipulated timelines for timely business segment reviews, to be presented to the Senior Management across verticals for periodical review of the segment-wise credit portfolio on various risk metrics and enabling timely corrective action for maintaining desired asset quality of the portfolio.
  • Ensuring timely submission of regulatory reporting (monthly IFSCA & quarterly RBS submissions) after a thorough maker-checker process and timely providing the datasets to internal stakeholders for their regulatory & internal reporting.
  • Providing timely submission to RBI during annual inspection and providing timely response to queries raised by RBI. Ensuring that the data inputs requested by the Internal Audit Team are provided in a timely manner and responses to observations are provided within specified TAT.
  • Monitoring of exposures to the sensitive sectors, stressed book, rating mix and rating upgrades / downgrades in the portfolio.
  • Tracking segment-wise portfolio performance, exposure concentration to Top Groups / Top Borrowers / Sectors, product & geography concentration, delinquency (SMA and NPA), business hygiene parameters, positive or negative trends in the portfolio across parameters.
  • Monitoring of various Policy and Risk Appetite limits wrt Sectoral caps, Rating caps, Slippage Triggers, Unsecured exposure cap, various limits tracked against capital funds and other portfolio limits capped in relation to the total bank's exposure/advances.
  • Monitoring of the Bank's IFSC book exposure along with limit monitoring, asset quality and exposure concentration (top groups, top borrowers, geography concentration).
  • Monitoring of Country Risk Exposure and exposures to Infrastructure sectors, Projects Under Implementation, PEP exposures, Takeover facilities, etc.
  • Automation of Data and Reports. Suggesting and implementing process improvements in the data recording and reporting processes to mitigate various risks involved.
  • Handling data related queries, ad-hoc and data issues raised by Internal Units and providing resolution in timely manner.

Qualification and Experience required:

  • MBA / PGDBM Finance along with relevant reporting and analytics experience in Risk Management function of Banks.
  • Experience of working with senior management, minimum 4 years' experience.
  • Team handling experience, 5-7 years.
  • Handled 4-5 large data automation projects / reporting automations and having hands-on experience of data management / data visualization tools.

  • WCR In-Business Quality Assurance –Wholesale Lending Credit Analytics- VP

    7 days ago

    Mumbai, Maharashtra, India Citi Full time US$ 1,20,000 - US$ 2,00,000 per year

    Institutional Credit Management's ("ICM") objective is to provide an integrated "end-to-end" credit underwriting, identification, measurement, management, monitoring for wholesale credit businesses across the enterprise. Wholesale Credit Risk ("WCR") In-Business Quality Assurance (QA) is an integral part of the ICM organization.WCR In-Business QA verifies...

  • Portfolio Analytics Specialist

    2 weeks ago

    Mumbai, Maharashtra, India beBeeAnalytics Full time ₹ 15,00,000 - ₹ 20,00,000

    We are seeking a highly skilled and motivated individual to join our team as a Portfolio Analytics Specialist. As a key member of our Wholesale Portfolio Analytics team, you will play a vital role in the implementation of industry research and analytics initiatives tailored for the Wholesale Credit Risk organization.Key ResponsibilitiesConduct extensive...

  • Wholesale Credit Portfolio Analyst – Assistant Vice President

    3 days ago

    Mumbai, Maharashtra, India Citi Full time US$ 80,000 - US$ 1,50,000 per year

    Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure...

  • Wholesale Risk Management Leader

    3 days ago

    Mumbai, Maharashtra, India beBeeRisk Full time ₹ 1,00,00,000 - ₹ 2,00,00,000

    Job Title: Head - Wholesale RiskWe are seeking a seasoned risk professional to lead our wholesale risk management team.Key Responsibilities:Lead the wholesale risk management team and oversee all risk management initiatives within the entity, including enterprise risk management.Develop and implement policies linked to wholesale and other risk management...

  • Senior Wholesale Banking Credit Professional

    2 weeks ago

    Mumbai, Maharashtra, India beBeeCredit Full time ₹ 1,50,00,000 - ₹ 2,00,00,000

    About the Role:This senior credit professional oversees lending processes within wholesale banking. They ensure sound decision-making by thoroughly evaluating clients' creditworthiness.Main Responsibilities:Regular asset quality reviews and analytical insights to identify risks and opportunities, recommending suitable actions.Clients' financial analysis,...

  • Head - Wholesale Risk

    5 days ago

    Mumbai, Maharashtra, India Alpha orion Consultants Full time

    1. Lead the wholesale risk management team of the firm 2. Administer and manage all risk management initiatives within the entity including enterprise risk management 3. Create and amend relevant policies linked to wholesale and other risk managment requirements to ensure our origination and portfolio monitoring is in line with our risk appetitite4. Provide...

  • Product Manager

    5 days ago

    Mumbai, Maharashtra, India beBeeSpecialist Full time ₹ 2,50,00,000 - ₹ 4,00,00,000

    Job Title:Product Manager - Wholesale Banking SpecialistJob Description:We are seeking an experienced Product Manager to join our Wholesale Banking team. As a key member of our division, you will be responsible for formulating and driving strategic plans to drive growth, transformation, and profitability for our SME-WBG division.Key Responsibilities:•...

  • Operations Portfolio Management Professional

    1 day ago

    Mumbai, Maharashtra, India beBeePortfolio Full time ₹ 10,00,000 - ₹ 15,00,000

    Operations Portfolio ManagerWe are seeking an experienced professional to manage our retail and wholesale portfolios in Mumbai, Maharashtra. The ideal candidate will have a strong background in portfolio management, risk assessment, and data analysis.Key Responsibilities:Review the portfolios every month for delinquency losses fraud for the period...

  • Analyst – Wholesale Strategy

    6 days ago

    Navi Mumbai, Maharashtra, India Zodnik Solutions Full time ₹ 1,50,000 - ₹ 28,00,000 per year

    Company DescriptionZodnik Solutions is a dynamic Human Resources company specializing in Talent Solutions, offering Permanent Staffing, Executive Search, and Turnkey Recruitment Assignments. We combine technology and human intelligence to provide the perfect match for your requirements promptly. With over a decade of industry-leading expertise, we provide...

  • Team Lead- Wholesale MIS

    7 days ago

    Mumbai, Maharashtra, India MS Forward Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Roles and ResponsibilitiesBudgeting & Managing P&L for Wholesale Lending BusinessVariance analysisStrategies to improve KPIs for Wholesale Lending businessPresentations & Discussions with Business HeadsRequired Skills & CompetenciesAnalytical thinking and attention to detail.Integrity and strong ethical standards.Effective communication and reporting.Process...