Senior Data Scientist

3 hours ago

Mumbai, Maharashtra, India Auxilo Finserve Full time ₹ 1,20,000 - ₹ 1,80,000 per year

Role Overview

We are looking for a results-driven Senior Data Scientist to lead high-impact data science initiatives across the credit, customer lifecycle, and collections value chains. You will develop and deploy machine learning models to drive business decision-making, working closely with product, credit, collections, and business teams.

Key Responsibilities

  • Lead end-to-end development of machine learning models for:
  • Credit risk scoring and loan approval
  • Early warning and NPA prediction
  • Collections prioritization and segmentation
  • Build customer scoring pipelines and collaborate with engineering for deployment
  • Conduct exploratory data analysis (EDA) and provide business insights
  • Design features and modeling strategies using bureau, CRM, LOS and LMS data
  • Mentor junior analysts and data scientists
  • Translate complex results into actionable recommendations for non-technical stakeholders
  • Ensure model documentation, governance, and compliance with regulatory standards

Skills & Qualifications

  • 5+ years of experience in applied data science or machine learning roles
  • Proficient in Python, SQL, and ML libraries like scikit-learn, XGBoost, LightGBM
  • Experience in building and deploying models in production (APIs, batch jobs, etc.)
  • Strong understanding of credit data, bureau reports (CIBIL, CRIF), and financial services KPIs
  • Experience working with cloud platforms (AWS preferred)
  • Familiarity with BI tools (Power BI, Metabase, or similar)
  • Strong problem-solving, communication, and stakeholder management skills
  • Degree in Computer Science, Mathematics, Statistics, Engineering, or related field
  • Preferred: Prior experience in NBFCs, banks, or fintechs with exposure to credit/collections models

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