Treasury Specialist

Role & responsibilities

Role Objective:

To design, execute, and continuously refine the organisations treasury strategy across EPC, Real Estate, and Logistics verticals. The Treasury Specialist will ensure optimal cash utilisation, robust banking relationships, effective risk management, and financial readiness to support large-scale project growth. The role demands both strategic foresight and operational precision.

Key Responsibilities

1. Treasury Planning & Strategy

• Develop and implement a group-level treasury strategy aligned with business expansion and capital structure goals.
• Forecast medium- and long-term cash requirements based on project pipelines, real estate developments, and logistics fleet plans.
• Evaluate funding sources (banks, NBFCs, private lenders, structured finance) and recommend optimal capital mix.
• Lead initiatives to reduce cost of capital through negotiation, refinancing, and cash pooling.

2. Cash Flow Management

• Prepare rolling cash flow forecasts and ensure alignment between project inflows, procurement schedules, and vendor payments.
• Maintain visibility of cash positions across all divisions and SPVs through consolidated dashboards.
• Implement disciplined cash utilisation and collection systems, ensuring liquidity without fund idling.

3. Banking & Fund Management

• Build and manage strong relationships with banks, NBFCs, and financial institutions.
• Oversee all fund-based and non-fund-based facilities (Working Capital, BGs, LCs, Term Loans, Project Finance).
• Drive automation of banking operations—digital payments, reconciliation, and data integration with ERP/TMS.
• Monitor covenant compliance and manage documentation for renewals and enhancements.

4. Project & Sectoral Treasury Operations

• EPC: Manage milestone-based fund drawdowns, LC/BG issuance, and retention release tracking.
• Real Estate: Handle escrow account management, project loan drawdowns, and compliance with RERA and lender conditions.
• Logistics: Manage lease financing, insurance premium schedules, and cost-of-funds analysis for fleet operations.

5. Risk Management & Governance

• Identify and mitigate financial risks related to liquidity, interest rate, and counterparty exposure.
• Implement robust internal controls, authorisation protocols, and audit trails for treasury operations.
• Formulate and enforce company-wide treasury and investment policies.
• Support CFO in preparing board-level presentations on treasury position, exposure, and risk forecasts.

6. Treasury Analytics & Reporting

• Develop automated dashboards (Excel/Power BI) for real-time monitoring of cash, debt, and investment positions.
• Generate monthly MIS on liquidity, interest cost trends, and variance analysis against budgeted forecasts.
• Support CFO in investor/banker presentations and rating agency submissions.

Qualifications

• Education: Chartered Accountant (CA) or MBA in Finance (Tier 1/Tier 2 institute preferred).
• Experience: 8–15 years in corporate treasury or strategic finance, with minimum 4 years in EPC, Real Estate, or Logistics sectors.
• Proven track record in managing complex project finance structures, BG/LC management, and inter-company fund flow.
• Experience in negotiating banking facilities and improving cost of funds.
• Exposure to ERP (SAP/Oracle/Tally Prime) and digital banking platforms; TMS experience is an advantage.

Core Competencies

• Strong analytical and quantitative skills with a data-driven mindset.
• Strategic financial planning and commercial acumen.
• Excellent stakeholder management and negotiation skills.
• Integrity, governance orientation, and attention to compliance.
• Agility to operate in a multi-project, multi-entity environment.