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Credit Risk

2 weeks ago

Thāne, Maharashtra, India Fiserv Full time US$ 60,000 - US$ 1,20,000 per year

Calling all innovators – find your future at Fiserv.

We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day – quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we're involved. If you want to make an impact on a global scale, come make a difference at Fiserv.

Job Title

Credit Risk - Professional I

Performs credit analysis and underwriting activities, evaluating financial position and credit worthiness, for prospective and existing  commercial/merchant/portfolio accounts,  Maintains and reviews current information on existing accounts.  Reviews credit history to assess credit worthiness of new prospective clients.  Ensures a balanced risk and revenue tradeoff consistent with credit policy and loss target expectations. Investigates the processing activity on accounts that have exceeded the parameters set in our risk management system and make a real time decision if the account is conducting business in a fraudulent manner or in a way that increases the credit exposure to First Data and its partners.  Investigations include the gathering of data from various sources & systems and interpreting the data.  A successful analyst must have the ability to work in a fast pace environment and be able to make real time / accurate decisions.     The analyst must also be able to communicate effectively and professionally with Law Enforcement, Visa, MasterCard, Attorneys, Merchant Business Owners, and credit card customers who make purchases at our clients business.   The position requires a high level of negotiation with customers about collateral requirements.   A successful analyst must have the ability to identify trends in processing, read consumer credit reports as well as credit reports on businesses, and complete risk assessments and  financial analysis.   

Thank you for considering employment with Fiserv.  Please:

  • Apply using your legal name
  • Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

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Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law. 

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