Vice President
2 weeks ago
About Us:
Revfin, an innovative digital lending platform, is spearheading a transformation in
sustainable mobility while actively promoting financial inclusion in India by offering
convenient and accessible financing solutions. Revfin employs cutting-edge
techniques such as Biometrics, Psychometrics, and Gamification to issue loans based
on non-traditional data sources through its own NBFC. With a robust digital
infrastructure and IoT-enabled monitoring capabilities, Revfin stands out in vehicle
tracking, empowering drivers to optimize their earnings. Since its establishment in
2018, Revfin has been at the forefront of revolutionizing sustainable mobility, initially
focusing on financing E3Ws and later expanding its scope to encompass various
electric vehicles, including E2Ws, E4Ws, E-Trucks batteries, and charging stations.
Sustainable mobility, ecosystem development, financial inclusion, and women's
empowerment form the core principles of Revfin, evidenced by its financing of over
70,000 vehicles across all categories and by partnerships with over 70 OEMs.
Furthermore, Revfin has ventured into electric vehicle leasing through collaborations
with fleet aggregators, contributing significantly to the burgeoning ecommerce
ecosystem and fleet management sector. Proactively involved in creating a robust
secondary market, Revfin continues to strengthen its position as a pivotal player in
sustainable mobility and inclusive finance.
Journey So Far
Why Join Us?
• Award Winning Workplace: Revfin has been recognized as a Great Place to
Work (GPTW) for four consecutive years This prestigious award
reflects a commitment to fostering a supportive and rewarding work
environment.
• Equal Opportunity Employer: Revfin stands as an equal opportunity
employer dedicated to creating an inclusive environment for all employees. The
strength lies in diversity, welcoming and valuing people from all backgrounds
and experiences, ensuring that every voice is heard and respected.
• Career Growth and Development: Revfin operates as a young company
expanding its scope. Just the right space is created for hustlers with a deep
hunger to learn in a performance-driven workplace. Continuous learning
opportunities and clear career paths assist employees in fast-tracking their
career goals.
• Collaborative Environment: Revfin thrives on collaboration and teamwork. An
open office culture encourages cross-functional partnerships and idea sharing,
fostering a vibrant and energetic workplace.
• Flexibility @ Revfin: Revfin follows the principle of hot desking, where desks
are available on a first-come, first-served basis. Employees can request
temporary flexible working hours or a work-from-home arrangement to
accommodate personal or business needs, subject to approval from respective
line managers.
Job Role: VP Operations
Location: Nehru Place, New Delhi
Job Description:
The VP - Operations will be responsible for overseeing all operational activities of the
NBFC, with a primary focus on Customer onboarding (Retail and Fleet) including
various aspects of Underwriting like Credit review, tele and Field verification, loan
disbursements, documentation, and back-office management. This role ensures
seamless execution of loan processing, compliance with regulatory and internal
guidelines, and efficient management of operational workflows to support business
objectives.
Who Should Apply
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Professionals with15-20 years of experience in NBFCs, banks, or financial
services, specifically in operations, loan disbursements, documentation, and
back-office management.
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Candidates with a strong understanding of NBFC regulatory frameworks (RBI)
and compliance requirements.
Experienced leaders who have managed teams and driven operational
excellence in lending or financial operations.
Individuals with expertise in loan processing workflows, documentation
verification, KYC and regulatory checks, and operational risk mitigation.
Candidates are proficient in coordinating across credit, legal, finance, and
branch teams to ensure seamless operations.
Inputs to credit policy and rules
Portfolio tracking and management to provide inputs to Credit rules
Exposure to Alternate underwriting models will be an advantage
Responsibilities:
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Customer Onboarding:
Manage end-to-end underwriting including documentation processes field and
tele verification.
Loan Disbursement Management:
Oversee the complete loan disbursement cycle, ensuring timely and accurate
release of funds as per sanction terms and regulatory guidelines. Verify key
deal terms, borrower limits, and pre-disbursement conditions before fund
release.
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Back Office Operations:
Lead the back-office team handling loan application processing including
collection, and safekeeping of loan agreements, sanction letters, KYC
documents, and legal papers, data entry, account maintenance,
reconciliations, and record keeping. Streamline workflows to reduce errors
and improve turnaround times.
Regulatory & Risk Compliance:
Ensure adherence to applicable Guidelines and Directions as issued and
updated by the regulator incl RBI on an ongoing basis. Compliance with
internal policies.
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Team Leadership & Development:
Build and mentor a high-performing operations team, set clear KPIs, and
foster continuous learning and process improvement.
Stakeholder Coordination:
Collaborate with sales, legal, finance, IT, and branch teams to resolve
operational issues, track disbursement conditions, and ensure smooth loan
processing.
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Reporting & Management:
Prepare and present periodic operational reports covering disbursement
status, documentation compliance, risk issues, and process improvements to
senior management.
Pre-requisites:
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Educational Qualification:
bachelors degree in finance, Commerce, Business Administration, or related
field. MBA or professional certifications (CA, CFA) preferred.
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Experience:
years in NBFC or banking operations, with hands-on exposure to loan
disbursements, documentation, and back-office management. Experience in
treasury operations and compliance is an advantage.
Skills & Knowledge:
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In-depth knowledge of customer onboarding loan processing,
documentation standards, and regulatory compliance for NBFCs.
Strong understanding of operational risk management and control
frameworks.
Excellent leadership, communication, and stakeholder management
abilities.
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Proficiency in MS Office and loan management software/systems.
Ability to work under pressure, manage multiple priorities, and drive
process improvements.
KPIs
Loan processing TAT
Underwriting quality
Accuracy in processing
Productivity
Digitisation and automation of process
-
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