Manager-Products Branch Banking

3 days ago

Bengaluru, Karnataka, India Ujjivan Small Finance Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per year

REPORTS TO

Chief of Staff

REPORTING INTO

APM

  1. ROLE PURPOSE & OBJECTIVE

  2. Responsible for overall segment strategy including sales planning, product designing, strategic launch, training of sales force and monitoring of product performance

  3. Developing the customized product/proposition and continuously work on upgrading the same
  4. Regular product benchmarking with competition and strategy for product re-alignment
  5. Monitoring and managing the segment/product profitability
  6. Lead the cross functional team for technical and operational processes for successful launch of product
  7. Developing the detailed engagement plan for keeping the segment transactional

  8. Working with marketing for regular BTL activity and managing the complete product communication and life cycle

  9. SIZE OF THE ROLE

FINANCIAL SIZE

NON-FINANCIAL SIZE

  • NA

  • Internal Audit, Compliance, Operations Finance and Risk;

  • KEY DUTIES & RESPONSIBILITIES OF THE ROLE

Business

  • Own the business segment and ensure the branches achieve their budgeted numbers for that segment.
  • Review the portfolio and increase the pocket share of customer
  • Drive the engagement strategy and increase the number of product per customer

Customer

  • Develop and implement suitable marketing/sales strategies to deepen customer relationships
  • Ensure the process in place to resolve escalated customer queries/complaints within the prescribed TAT
  • Train the sales team to improve the products knowledge, product per customers by additional cross sell and up sell of Ujjivan products to the existing customers.

Internal Process

  • Continually scan the market to determine the market size and market penetration of the retail, liability products vis--vis competition; formulate strategies to leverage opportunities and mitigate risks
  • Conduct continuous review process for maintaining the product profitability margin.
  • Drive the campaigns across the cluster for respective retail liability products

Learning & Performance

  • Ensure that the reports within the team maintain the highest standards of professional conduct, ethics, integrity, and control in execution of all their daily operations
  • Take overall responsibility for identification of training needs and completion of mandatory training programs/certifications for self and team members.

Ensure goal-setting, midyear -review and annual appraisal process happens within specified timelines for self and reports.

  1. MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS

Educational

Qualifications

  • MBA or equivalent in Marketing or Finance

Experience

  • 5-8 Years of experience in retail liabilities products

Certifications

  • Optional

Functional Skills

  • Business Acumen
  • Knowledge of all liabilities and TPP products
  • Good understanding of market & competitive landscape
  • Regulatory and Compliance focus: AML, KYC guidelines
  • Process Orientation: Adherence to TAT and SLAs

Behavioral Skills

  • People management
  • Interpersonal skills
  • Pro-active and Innovative
  • Good analytical & presentation skills
  • Time Management
  • Sales Orientation
  • Ability to communicate Has good verbal fluency and uses simple, clear and purposeful language

Competencies

  • Planning & Organizing
  • Driving Execution

  • Building Partnerships

  • KEY INTERACTIONS

INTERNAL

EXTERNAL

  • Product Managers of Branch Banking and other business units
  • Branch Banking Sales Team in Branches
  • RSMs and RBMs of Branch Banking and other business units
  • Other Business Units
  • Personal loan team
  • Compliance & Risk

  • Operations & Channels

  • TPP Partners

  • HR of Corporates
  • Partners of other corporates

  • Branch Manager-BRANCH BANKING-Branch Banking

    3 days ago

    Bengaluru, Karnataka, India Kotak Mahindra Bank Full time ₹ 15,00,000 - ₹ 20,00,000 per year

    Achieving Business Objectives for the Branch in terms of Value, Productivity, & Volume Metrics.Revenue Generation through Sales of CASA, Assets, TPP of MF / LI / GT etc. through varied Bank Channels.Mentor Sales & Operations' Teams.Responsible for YoY Deliverables & Growth of Fee & Non-Fee Income based Products.Enhancements of Standards of Service Delivery /...

  • Deputy Branch Manager-BRANCH BANKING-Branch Banking

    3 days ago

    Bengaluru, Karnataka, India Kotak Mahindra Full time ₹ 8,00,000 - ₹ 12,00,000 per year

    Deputy Branch Manager – Branch BankingLead a team of Relationship Managers / Sr. Branch Relationship Managers. Ensuring the sales of CASA, TPP and other asset products through Relationship Managers / Sr. Branch Relationship Managers. Driving customer coverage and Ensuring customer engagement & Retention. Drive productivity through the team assigned...

  • Senior Branch Leader

    2 weeks ago

    Bengaluru, Karnataka, India beBeeBranch Manager Full time

    Job OpportunityLead a high-performing team and manage Branch Profitability, ensuring excellent service, Customer Relationship Management, Operations, and Risk.Oversee all branch objectives and overall supervision of the branch, ensuring achievement of branch targets by generating business and driving cross-sells.Key responsibilities include overseeing High...

  • Branch Banking Executive

    6 days ago

    Bengaluru, Karnataka, India beBeeRetail Full time ₹ 20,00,000 - ₹ 25,00,000

    Job Title: Retail Branch ManagerSr. Bank Manager leading retail banking operations in Mumbai.Description:The position has been created to enable clear focus on branch management for Mumbai and ensure effective sourcing, profitability, and collection processes as per company norms and procedures.Key Responsibilities:Manage the area in terms of sales, branch...

  • Branch Banking Product Strategist

    1 week ago

    Bengaluru, Karnataka, India beBeeProductManager Full time

    Job Title: Branch Banking Product Manager",">About the Role:",">We are seeking an experienced Branch Banking Product Manager to join our team.",">The successful candidate will be responsible for developing and implementing product strategies, working closely with cross-functional teams, and driving business growth through effective sales planning, product...

  • Branch Manager

    4 weeks ago

    Bengaluru, Karnataka, India Genius Consultants Full time

    Job DescriptionBranch Manager | Reputed Bank- Manage and lead the branch along with business development- Primary focus on driving Acquisition of new customers, deepening the existing book & Cross selling multiple products.- Ensuring branch meets its CASA, FD and Third-Party Income Targets- Have a strategy plan for achieving the Third-Party products like LI,...

  • Senior Banking Branch Manager Position

    5 days ago

    Bengaluru, Karnataka, India beBeeOperations Full time ₹ 1,04,000 - ₹ 1,30,878

    Branch Operations ManagerThe ideal candidate will be responsible for overseeing the daily operations of a branch. This includes ensuring that all banking services are running smoothly and efficiently, as well as managing the team to meet productivity goals.Key Responsibilities:Operations Management: Oversee the day-to-day operations of the branch, including...

  • Branch Manager

    3 weeks ago

    Bengaluru, Karnataka, India Workassist Full time

    Job DescriptionWork Level: Middle ManagementCore: Result Driven, Organised, Problem Solving, CollaborationLeadership: Deliver Results (Team/Organisation)Industry Type: BankingFunction: Branch ManagerKey Skills: BM,Branch Banking,Branch Banking Head,Branch Manager,Branch Incharge,Retail Liabilities,Retail BankingEducation: PG/ MasterNote: This is a...

  • Branch Manager

    3 days ago

    Bengaluru, Karnataka, India Workassist Full time ₹ 8,00,000 - ₹ 12,00,000 per year

    Work Level: Middle ManagementCore: Result Driven, Organised, Problem Solving, CollaborationLeadership: Deliver Results (Team/Organisation)Industry Type: BankingFunction: Branch ManagerKey Skills: BM,Branch Banking,Branch Banking Head,Branch Manager,Branch Incharge,Retail Liabilities,Retail BankingEducation: PG/ MasterNote: This is a requirement for one of...

  • Service Relationship Manager-Branch Banking-Branch Banking

    3 days ago

    Bengaluru, Karnataka, India Kotak Life Insurance Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    Job RoleHandling personalized service requests of Privy Program- Branch Optima customersEnhanced customer experience given to Privy Program- Branch Optima customersMaintaining reports, MIS as prescribedEnsuring strict adherence to regulatory and internal approved prescribed requirements for this customer segmentCoordination with CPC/RPC/Investment desks for...