Business Banking Manager, Associate

4 days ago


Ahmedabad, Gujarat, India Deutsche Bank Full time US$ 60,000 - US$ 1,20,000 per year
  • Branch Banking is the liability business for Deutsche Bank present in 17 locations across India. This carters to a wide variety of population through its distinct channels like Personal banking, Private Banking and Business Banking.
  • The primary objective is to enhance the value of the existing trade account portfolio.

Your key responsibilities

Business Clients Credit is responsible for advising/supporting business clients with complex credit financing needs, in line with all applicable regulatory requirements.

Work includes:

  • Advising on credit-related client solutions and assessing loans from an income and risk perspective, within the existing credit processes
  • Be responsible for preparing credit submissions for approval, and the independent application for credit authority or approvals, whilst also monitoring credit exposures and/or any credit material deterioration over the life cycle of the client relationship
  • Identifying business clients credit needs and proposing suitable products, services and/or solutions
  • Supporting efforts to gain new business and grow earnings potential from existing clients, e.g. at client conferences
  • Advising and guiding teams in the development of bespoke products/solutions/platforms
  • Working with functional and cross-functional colleagues to ensure that products/solutions/platforms meet the needs of the bank/clients. May also participate in the negotiation and execution of mandated transactions with clients
  • Optimal utilisation of resources, and compliance with defined performance targets keeping in line with relevant internal guidelines/controls and regulatory requirements
  • Maintaining and growing business contacts and leads in the lending business
  • Compliance with internal and credit-related regulations, e.g., QS audit results, KWG18 etc.
  • Implementing regulatory KYC requirements, and maintaining compliance with other applicable regulatory requirements and guidelines

Your skills and experience

  • The candidate should have experience in servicing or sourcing clients
  • The candidate should have liabilities experience for sourcing Capital accounts (FDI / ODI / ECB)
  • Applicants are preferred from Banking / Premium club membership / (Paid) High End Credit card sales background.
  • Candidate should have excellent communication in English and well groomed.
  • Minimum qualificationrequired is Graduation.
  • Minimum Exp should be 5 10 Years in relevant field.


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