Corporate Bank Transaction Monitoring Investigator, AVP

Job Title:Corporate Bank Transaction Monitoring Investigator

Location: Bangalore, India

Corporate Title: AVP

Role Description

• The CB Transaction Monitoring Investigators primary responsibility will be handling escalated alerts and cases and conducting AML investigations, while assisting with other Financial crime investigation related duties as required. The candidate is expected to be equipped with sound product knowledge and bring strong expertise in AML/CTF investigative processes and effective alert and case handling procedures.

Details of the Division and Team:

• Deutsche Bank benefits from having a highly experienced and dedicated Anti Financial Crime (AFC) function, which performs a crucial role in keeping DBs business operations and global financial services clean from financial crime while serving the interests of the bank and society. Our regional/global matrix structure allows for flexible responses to challenges in the core areas of: Anti-Money Laundering, Sanctions & Embargoes, Anti-Fraud, Bribery & Corruption, Investigations & Intelligence, Monitoring & Screening, and Risk Assessment.
• Our AFC Team will provide you with opportunities to learn, grow and define your career. We foster an open, diverse, and inclusive team culture, that is engaged and well-supported for prosperity and enjoyment of a life/work balance.
• The Asia-Pacific Anti-Financial Crime Department supports Deutsche Bank businesses in the region to manage AFC risk, is responsible for ensuring that related processes are in place and that all policies, procedures and guidelines conform to internal DB policies as well as all applicable laws and regulations.

Your key responsibilities

• Investigate AML/CTF cases and associated transactions and identify potential areas of risk (financial, reputational, and regulatory) within the transactions and associated client relationship review; Investigate cases utilizing knowledge of money laundering, financing of terrorism and related issues, seeking guidance and assistance when required from the Team Manager and other colleagues.
• Resolving these Investigations before any issues can have a negative impact on the banks financial position, reputation or become a regulatory issue. Review and analyze daily AML/CTF Cases to ensure that investigations are accomplished to address transactions that contravene the banks or regulatory policy. Ensure these occurrences are documented in the case for regulatory/audit level reviews.
• Conduct open source and external database searches to mitigate any potential impact of adverse information on the investigation subjects; Handle complex and confidential cases with little or no guidance; Accountable to ensure the audit trail is complete for all alerts and cases; Ensure all alerts and cases are completed within the mandated timeframe.
• Perform AML monitoring of assigned businesses or jurisdictions; Perform or support autonomous reviews and investigations; Support oversight on monitoring processes in the Asia Pacific as required. Coordinate and/or prepare the required management information reporting data for local, regional or global submission as applicable; Coordinate and work with AFC staff in the home and other locations to ensure consistency in standards and policy implementation.
• Provide support in Financial crime investigations related technical and project work and user-acceptance tests as needed. Provide input on key initiatives and other ad hoc projects as needed. Identify current transaction typologies and keep abreast of emerging ones proactively. Provide support and assistance to the AML/CTF Manager with respect to the requirements of internal systems parameters reviews; Escalate any known data quality and system issues to the AML/CTF Manager and Data teams as required; provide support to the AML/CTF Manager on internal and external audit or inspections as needed.

Your skills and experience

• 7-9 years relevant experience in Transaction Monitoring with background in a Financial Crimes Investigation unit or Financial Crime Special Investigations or Intelligence unit.
• Additionally possess sound technical AML and KYC knowledge with demonstrated hands-on experience. Experience in Corporate Bank AML monitoring a plus.
• Subject matter expert in AML/CTF typologies/trends with experience in reviewing Evidential Case Files using knowledge of Legislation. An understanding of the legal and compliance issues of complex banking organisations.
• Familiarity with diverse banking products across business lines and experience in working on AML monitoring and case management systems.
• Familiarity with artificial intelligence (AI) and machine learning tools a plus.
• Demonstrated problem-solving and analytical skills with an investigative mindset.
• Strong attention to detail and efficient.
• Ability to work under pressure and within tight deadlines with no loss of accuracy.
• Strong verbal and written communication skills.
• Possess strong interpersonal skills.
• Proactive and able to take initiative.
• Must be able to handle stressful situations while maintaining a professional approach to problem solving.
• Team player - the ability to work well within a team.
• A professional business attitude in the workplace.
• Relevant AML or related certifications (CAMS, ICA Diploma)
• Relevant tertiary qualifications
• Previous law enforcement experience/Previous experience in relevant investigations roles