AVP Credit

5 days ago


Mumbai, Maharashtra, India A K Capital Services Full time ₹ 15,00,000 - ₹ 25,00,000 per year

Job Summary:

We are seeking a highly skilled and analytical Credit folk to join our growing team. The ideal candidate will have 5-7 years of experience in credit underwriting of corporate clients preferably with exposure to Mid-market infrastructure & renewable sector.

Key Responsibilities:

  • Perform end-to-end credit underwriting for wholesale and mid-market corporate clients, primarily in the infrastructure and renewable sectors.
  • Conduct detailed analysis of financial statements, assess creditworthiness, and identify key business and financial risks.
  • Structure and recommend credit facilities in line with internal policies and risk appetite.
  • Collaborate with business teams to understand client requirements and ensure appropriate credit structuring.
  • Prepare and present comprehensive credit appraisal notes for approval committees.
  • Continuously monitor portfolio performance and highlight early warning signals and credit deterioration.
  • Ensure compliance with regulatory guidelines, internal credit policies, and documentation standards.
  • Leverage experience in accounting audits to assess financial integrity and detect potential red flags.
  • Apply forensic audit insights where relevant to identify misrepresentations or financial irregularities.

Qualifications & Experience:

  • Chartered Accountant (CA) and/or Chartered Financial Analyst (CFA) preferred.
  • 5-7 years of experience in wholesale credit underwriting, with a focus on infrastructure and renewable sector clients.
  • Strong understanding of financial analysis, risk assessment methodologies, and credit structuring.
  • Strong Excel Skills
  • Decent Communication and Interpersonal skills


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