Credit Analyst- Large corporate/ Real Estate/Infrastructure- Bank

4 days ago

Mumbai, Maharashtra, India Premier Consultants Full time ₹ 15,00,000 - ₹ 25,00,000 per year

This is regarding opening with a leading Pvt Bank as a Credit Analyst- Large corporate/ Real Estate/Infrastructure

Designation: Credit Analyst- Large corporate/ Real Estate/Infrastructure

Experience: 5+ years of work experience in Credit analysis in Large corporate/ Real Estate/Infrastructure

Location: Mumbai

Job Role:

  • Conducted detailed financial statement and cash-flow analysis for corporate borrowers , identifying liquidity gaps and producing actionable repayment plans that reduced portfolio delinquency
  • Performed quantitative credit risk modelling and qualitative assessments (industry, management, covenant strength), producing credit scores and probability of default estimates to inform approval decisions.
  • Prepared comprehensive credit memos and presented recommendations to credit committees; secured approvals for loan structures and pricing consistent with risk appetite and regulatory guidelines.
  • Monitored existing credit facilities via monthly covenant testing, stress scenarios and early-warning indicators; triggered remedial actions and covenant waivers where required.

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