Hiring Underwriters

3 days ago

Chennai, Tamil Nadu, India Firstsource Full time ₹ 4,00,000 - ₹ 12,00,000 per year

Underwriter and Sr Underwriter

Experience required for the Job: 3+ years

Job Location: Chennai

Key skills: Residential Underwriting, US mortgage

Position Overview

  • Candidate should have total 3+ years of US mortgage underwriting experience.
  • Sound knowledge of US Residential mortgage & Live Underwriting.
  • Exposure of Underwriting processes & guidelines.
  • Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.
  • Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit
  • Should have good analytical and problem-solving skills
  • Should have decision-making skill when applying in business judgment
  • Evaluate complete loan documents and should provide approval or denial decision
  • Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation
  • Thorough income calculation Salaried income, business income, retired other income and rental income
  • Complete review of Collateral and property valuation
  • Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments.
  • Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer
  • Validating and processing the Loan documents on behalf a Mortgage lender organization.
  • Evaluating evidence of borrowers willingness and ability to repay the obligation
  • Good communication, Presentation skills, Self-motivated and hard working

If interested kindly share your CV to or whatsapp to

Disclaimer: Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or email addresses.

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