Credit Analyst

2 days ago

Mumbai City District, India Ambient Consultancy Full time ₹ 2,50,000 - ₹ 7,50,000 per year

Credit Analyst

Location: Virar West (On-site)

Shift Timing:

6:00 AM to 2:30 PM IST (Aligned with Australian Business Hours)

Job Type:

Full-Time | Permanent

About the Role:

We are hiring a Credit Analyst to support our growing Australian mortgage processing operations. This is an excellent opportunity for candidates looking to build a career in financial services with full training provided from scratch no prior experience required.

You will be trained across all stages of the mortgage process, from pre-settlement to post-settlement, including valuation, lodgment, income analysis, and end-to-end application management.

What You'll Learn and Do:

Training Includes:

  • Understanding credit policies and lender requirements
  • Income analysis and income statement calculation
  • Loan application review and documentation
  • Lodgment and valuation coordination
  • Managing pre- and post-settlement workflows
  • Working with Australian brokers and lenders

Responsibilities:

  • Analyze client financial documents such as pay slips, bank statements, and tax returns
  • Ensure accurate and complete loan application submissions
  • Communicate with internal teams and external stakeholders in Australia
  • Maintain detailed records in CRM systems
  • Monitor applications to ensure they progress smoothly through the pipeline
  • Adhere to compliance and quality standards

What we are looking for:

  • Recent graduate or experienced candidate from Finance, Commerce, or Business background
  • Strong attention to detail and analytical mindset
  • Excellent written and verbal communication skills
  • Proficient in MS Office tools, especially Excel
  • Comfortable working in early morning shifts (6 AM 2:30 PM IST)
  • Willing to work from Virar West office

Why Work With Us and what we offer?

  • Full training and onboarding support provided
  • Stable Australian mortgage process with long-term growth potential
  • Fixed early day shift (no night work)
  • Great work environment and supportive team
  • 1 way pick up service (at login time from Virar station west to Office Only)

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