Backend Software Engineer

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

As a fintech company where technology and scalability are key drivers of growth, our backend systems play a crucial role in powering business decisions and customer experiences. Building and maintaining high-performance backend services is essential to support our growing platform. To ensure success, we focus on designing robust architectures, optimizing system performance, and ensuring reliability through effective monitoring, logging, and alerting mechanisms.To support these efforts, we are hiring a Backend Software Engineer. This position will be based in Bengaluru, India as part of our expanding site location.

This position will be hybrid from our Bengaluru office as part of our expanding site location (2 days a week in the office). EarnIn provides excellent employee benefits, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and opportunities to collaborate with and travel to our Palo Alto HQ and Bangkok Site. Our salary ranges are determined by role, level, and location.

WHAT YOU'LL DO

• Collaborate closely with senior backend engineers to design, build, and maintain scalable services and APIs.
• Gain hands-on experience in distributed systems, data pipelines, and event-driven architectures.
• Contribute to improving system reliability, performance, and monitoring.
• Write clean, testable, and efficient code while following best practices.
• Support integration with cloud platforms and services (e.g., AWS, Kafka, Databricks).
• Participate in code reviews, testing, and debugging of production issues.

WHAT WE'RE LOOKING FOR

• 1+ years of experience working in machine learning systems and an eagerness to create impact
• Bachelor's, master's, or PhD in Computer Science, Information Technology, or a related field, or related equivalent experience
• Strong foundation in data structures, algorithms, and object-oriented programming.
• Proficiency in at least one backend programming language (e.g., Java, Python, C#, Go, or Kotlin).
• Familiarity with databases (SQL or NoSQL) and basic concepts of distributed systems.
• Interest in cloud computing and backend infrastructure; exposure to tools like AWS, Kafka, Spark, or Hadoop is a plus, but not required.
• Good problem-solving skills with attention to detail.

• Strong verbal and written communication abilities.

• A self-starter mindset with ownership of tasks and eagerness to learn in a fast-paced environment.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.