Credit Analyst

21 hours ago

Mumbai, Maharashtra, India Epimoney Full time ₹ 9,00,000 - ₹ 12,00,000 per year

What you will work on:

  • Experience in making CAM (Credit Assessment Memo) sheets and pulling consumer and commercial CIBIL reports
  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money
  • Ensure quick turnaround of customer loan applications, including credit analyses and summaries of loan requests, and submit to credit managers for tele PD / Physical PD
  • Analyze lending decisions accept and reject cases on an ongoing basis
  • Generate financial ratios to evaluate customers' financial status.

The ideal candidate:

  • Highly driven and motivated individual with ability to get hands-on where required
  • Excellent communication and documentation skills
  • Proficient in MS Excel and ability to prepare reports

Qualification and Experience:

  • At least 1-3 Years experience in Credit and Risk department of Banks, NBFCs
  • Experience in Business Loans.
  • Minimum qualification- Graduation
  • MBA/ Credit Risk course in Banking will be an added advantage

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