Sr Asc Credit

18 hours ago

Pune, Maharashtra, India Data Axle Full time ₹ 4,00,000 - ₹ 8,00,000 per year

About Data Axle:

Data Axle Inc. has been an industry leader in data, marketing solutions, sales, and research for over 50 years in the USA. Data Axle now has an established strategic global centre of excellence in Pune. This centre delivers mission critical data services to its global customers powered by its proprietary cloud-based technology platform and by leveraging proprietary business and consumer databases.

Data Axle India is recognized as a Great Place to Work This prestigious designation is a testament to our collective efforts in fostering an exceptional workplace culture and creating an environment where every team member can thrive.

Roles & Responsibilities:

We are looking for a Credit & Collections Specialist Associate who will be primarily responsible for reviewing customer creditworthiness, approving new orders, and supporting the collections process as needed.

Credit Approval & Risk Management:

  • Review customer payment history and assess creditworthiness for new and existing accounts.
  • Approve new orders based on established credit terms and company policies.
  • Collaborate with the sales team and corporate credit team to define and establish new credit terms for clients.
  • Monitor customer credit exposure and recommend adjustments to limits where necessary.
  • Evaluate and approve credit limit increases or decreases based on risk assessment.
  • Ensure compliance with internal credit policies and regulatory requirements.
  • Communicate with clients to request guarantees, prepayments, or additional documentation as required.

Collections Support:

  • Follow up with customers for payments on overdue accounts, when required.
  • Work with customers to resolve disputed invoices or payment issues.
  • Escalate any high-risk or significantly delinquent accounts to management.

Requirements:

  • 3–5 years of relevant experience in credit analysis, credit approval, or risk management (collections experience is a plus). Bachelor's degree in finance, Accounting, or related field.
  • Strong analytical skills with attention to detail and risk assessment.
  • Excellent communication and stakeholder management skills.
  • Ability to work in a dynamic business environment and make timely credit decisions.
  • Proficiency in Microsoft Excel, Outlook, and experience with ERP systems (Oracle EBS preferred).
  • Strong organizational and multi-tasking skills to meet strict deadlines.
  • Must be a team player.

This position description is intended to describe the duties most frequently performed by an individual in this position. It is not intended to be a complete list of assigned duties but to describe a position level.

Disclaimer:

Data Axle India follows a merit-based employee recruitment practice with extensive screening steps. Data Axle India does not charge/accept any amount or security deposit from job seekers during the recruitment process.

Job Seekers are requested to be aware of unsolicited or fraudulent communication regarding a job offer or an interview call against payment of money, please stay alert. All Data Axle India jobs are published on the Careers page of its website and/or on its LinkedIn profile. Interested job seekers may access the same and apply directly.

If you believe you have been a victim of recruitment fraud, you are requested to approach law enforcement agencies immediately.

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