Credit Manager Gurugram

4 days ago

Gurgaon, Haryana, India Indiagold Full time ₹ 9,00,000 - ₹ 12,00,000 per year
Job Information

Date Opened

10/08/2025

Job Type

Full time

Industry

Financial Services

City

Gurugram

State/Province

Haryana

Country

India

Zip/Postal Code

122002

About Us

indiagold has built a product & technology platform that enables regulated entities to launch or grow their asset backed products across geographies; without investing in operations, technology, people or taking any valuation, storage or transit risks.

Our use of deep-tech is changing how asset backed loans have been done traditionally. Some examples of our innovation are – lending against digital gold, 100% paperless/digital loan onboarding process, computer vision to test gold purity as opposed to manual testing, auto- scheduling of feet-on-street, customer self-onboarding, gold locker model to expand TAM & launch zero-touch gold loans, zero network business app & many more.

We are rapidly growing team passionate about solving massive challenges around financial well-being.

We are a rapidly growing organisation with empowered opportunities across Sales, Business Development, Partnerships, Sales Operations, Credit, Pricing, Customer Service, Business Product, Design, Product, Engineering, People & Finance across several cities. We value the right aptitude & attitude than past experience in a related role, so feel free to reach out if you believe we can be good for each other.

Job Description

1. Loan Servicing & Post loan disbursement management

  • Manage day-to-day loan servicing including loan enhancement, loan renewal, Partial release of collateral, foreclosure of loans.
  • Ensure accurate data entry, validation, and documentation (KYC, bank details etc.) for all loan accounts.
  • Monitor repayment and reconciliation of accounts.
  • Ensure timely processing of customer requests & customer servicing team request such as loan rebook, renewal and loan statement.

2. Process & Compliance

  • Ensure adherence to company policies, RBI guidelines, and internal audit standards.
  • Implement and monitor SOPs for all servicing activities.
  • Identify process gaps and design corrective actions to reduce errors and TAT

3. Customer Service & Escalation Handling

  • Oversee resolution of customer queries related to loan accounts.
  • Ensure timely response to escalations from city teams, CS teams & partner banks.

4. Cross-functional Coordination

  • Coordinate with other teams for seamless loan lifecycle management.
  • Support tech integrations for automation of servicing processes.
Requirements
  • Strong knowledge of loan servicing (secured/unsecured) and workflows.
  • Understanding of NBFC compliance norms, KYC, and data management.
  • Analytical and process improvement
  • Proficiency in MS Excel, loan management systems.
  • Problem-solving skills.

  • Manager – Credit Risk

    6 days ago

    Gurgaon, Haryana, India fusion micro finance Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Experience: 4-8State: HaryanaCity: Gurgaon/GurugramJob Role: Credit RiskJob ProfileCredit Risk Portfolio Management: Conduct in-depth analysis of credit portfolio to assess the quality based on various data dimensions.Data Analysis and Reporting: Provide actionable insights through data analysis and reporting to inform business strategy and...

  • Credit Rating Analyst

    1 week ago

    Gurgaon, Haryana, India Acer Credit Rating Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Role & responsibilities:Credit Analysis & RatingsIndependently work on credit rating assignments across corporates, infrastructure, financial services.Perform in-depth cash flow assessment, and risk analysis on companies / entities.Prepare and present rating rationales, committee notes, and press releases.Monitor assigned portfolio of rated entities and...

  • Credit Monitoring

    2 weeks ago

    Gurgaon, Haryana, India crescendo global Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Job Description : Credit Monitoring - Evening Shift - 3 years - Gurugram Location: GurugramDiscipline: Business FinanceJob type: PermanentContact name: Radhika AgrawalContact email: Job ref: 62645Published: 1 day agoSummary This role offers an exciting opportunity to work in the leveraged finance space, supporting complex transactions and managing...

  • Senior Credit Manager

    2 days ago

    Gurgaon, Haryana, India L2GFincap Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    ***Job Description – Credit & Operations ManagerLocation: New Delhi / GurugramDepartment: Credit & OperationsReporting To: Senior Management / COO*About Loan2Grow FincapLoan2Grow Fincap is an NBFC focused on innovative short-term credit solutions, including Earned Wage Access (EWA), payday loans, and other financial products catering to both prime and...

  • CBSE School Principal in Gurugram

    6 days ago

    Gurgaon, Haryana, India PRIME SCHOLARS INTERNATIONAL SCHOOL, GURUGRAM Full time ₹ 15,00,000 - ₹ 20,00,000 per year

    Prime Scholars International School, Gurugram is seeking a dynamic and visionary Principal to lead our school and drive academic and administrative excellence. The Principal will be responsible for building the schools brand, fostering a strong culture aligned with the vision and values, and ensuring high standards of teaching, learning, and student...

  • Telesales Associate

    6 days ago

    Gurgaon, Haryana, India Home Credit Full time ₹ 1,92,000 - ₹ 2,40,000 per year

    Dear Candidate,We are pleased to inform you about a job opening at Home Credit India for the position of Tele Sales Caller.Role: Specialist Tele SalesLocation: Home Credit, SEWA Tower, Phase IV, Near Sector 18, Gurugram, Haryana – 122015Experience Required: Minimum 6 months in Call Centre, Tele Sales, or Customer CareEducation: 12th Pass CTC:...

  • Finance - Credit Controllership - Manager

    4 days ago

    Gurgaon, Haryana, India Careers at KKR Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    COMPANY OVERVIEWKKR is a leading global investment firm that offers alternative asset management as well as capital markets and insurance solutions. KKR aims to generate attractive investment returns by following a patient and disciplined investment approach, employing world-class people, and supporting growth in its portfolio companies and communities. KKR...

  • Finance - Credit Controllership - Senior Manager

    3 days ago

    Gurgaon, Haryana, India Careers at KKR Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    COMPANY OVERVIEWKKR is a leading global investment firm that offers alternative asset management as well as capital markets and insurance solutions. KKR aims to generate attractive investment returns by following a patient and disciplined investment approach, employing world-class people, and supporting growth in its portfolio companies and communities. KKR...

  • Technical product owner- Gurugram job in Gurugram

    2 weeks ago

    Gurgaon, Haryana, India crescendo global Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Job Description : Technical Product Owner Location: GurugramDiscipline: Product ManagementJob Type: PermanentContact Name: Khushboo YadavContact Email: Job Ref: 79231Published: about 9 hours agoTechnical Product Owner / Product Manager 5 to 10 Years Gurugram (Hybrid) Summary: Excellent opportunity for an experienced Technical Product Owner / Product...

  • Finance - Credit Controllership - Senior Manager New

    1 week ago

    Gurgaon, Haryana, India Kohlberg Kravis Roberts & Co. Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    COMPANY OVERVIEWKKR is a leading global investment firm that offers alternative asset management as well as capital markets and insurance solutions. KKR aims to generate attractive investment returns by following a patient and disciplined investment approach, employing world-class people, and supporting growth in its portfolio companies and communities. KKR...