Incred () - Backend Developer ()

Designation/Role : Backend Developer(Node JS)

Role : Backend Developer(Node JS)

Experience : 2-4 Years

Location : Bangalore

Must Haves - NodeJS, MongoDB/dynamodb.

Responsibilities:

• Design, develop, and maintain RESTful APIs and microservices using
• Write clean, efficient, and well-documented code.
• Implement and maintain data storage solutions using NoSQL databases like DynamoDB.
• Ensure the performance, scalability, and security of our backend systems.
• Ability to work on data-driven continuous improvement
• Collaborate with front-end engineers to integrate user-facing elements with server-side logic.
• Write unit and integration tests to ensure code quality.
• Participate in code reviews and contribute to the improvement of our development processes.
• Stay up-to-date with the latest technologies and trends in backend development.

[Must-Have]

• 2-3.5 years of experience in backend development.
• Strong understanding of and experience building RESTful APIs.
• Experience with NoSQL databases, particularly DynamoDB.
• Good understanding of microservices architecture and design patterns.
• Familiarity with unit testing frameworks and best practices.
• Excellent problem-solving and debugging skills.
• Ability to work independently and as part of a team.
• Strong communication and collaboration skills.

Must Have (AI-focused) (FOR BACKEND)

• Ability to use AI-assisted coding tools (e.g., GitHub Copilot, ChatGPT, Tabnine, Cursor ) for writing, refactoring, and optimising backend code while following clean code principles.
• Skill in prompting AI tools effectively for code generation, debugging assistance, and creating test cases.
• Competence in using AI-assisted coding tools (e.g., GitHub Copilot, Cursor, ChatGPT/Gemini) for generating UI components, styling, and accessibility improvements.
• Ability to prompt AI tools to generate cross-browser test cases, accessibility reports, and performance optimization suggestions.
  
  

Good to Have (AI-focused)

• Experience using AI to automate backend workflows — e.g., generating API documentation, writing SQL queries, or drafting integration scripts.
• Understanding of integrating AI APIs (e.g., OpenAI, Hugging Face, AWS Bedrock) into backend services.
• Familiarity with AI-driven monitoring tools (e.g., for anomaly detection in logs or performance metrics).
• Ability to use AI tools to accelerate research on libraries, frameworks, and performance optimisation strategies.
• Experience integrating AI-powered features in the frontend (e.g., chatbots, search, image recognition widgets) using APIs like OpenAI, Google Vision, or Hugging Face.
• Familiarity with using AI tools for rapid prototyping of UI layouts, component libraries, and UX copywriting.
• Use of AI-based analytics or heatmap tools to improve UX decisions

[Good-Have]

• Experience with Java, Golang, or Python.
• Knowledge of containerisation technologies like Kubernetes.
• Experience with cloud platforms like AWS or Google Cloud.
• Familiarity with DevOps practices.

Requirements Skills :

What we need

• Must have] 1-3 years of backend development experience in product engineering organizations.
• [Must have] Good knowledge and experience of backend development in JS stack, in backend, MongoDB/DynamoDB + SQL (MySQL) , Redis , Elasticsearch, Go
• [Must have] Strong software development fundamentals (Data structures, Algorithms, problem solving, systems architecture and development methods
• [Must have] Built RESTful services with a metric-driven API Gateway
• [Must have] Good understanding of AWS services DynamoDB, ElastiCache, Lambda, Microservices architechture etc.
• [Must have] Strong computer science fundamentals. Excellent academic background
• [Good to have] Communication skills - excellent written and oral communication to present complex ideas/concepts in clear and concise manner; communicating with key stakeholders with work/project progress.
• [Good to have] Experience in early stage tech start-ups

What you would do

• Responsibilities include end-to-end software engineering aspects, Designing and architecting, Development, Testing, Deployment, Debugging production issues and handling production incidents
• Loan products for massive "un-banked population" for India. Do it from 1 to 10X to 100X
• Build it , own it

About Algebrik

Algebrik AI is the world's first cloud-native and AI-powered digital-era Loan Origination System (LOS). Headquartered in the US, it provides a modern stack LOS solution, including a sophisticated rules engine, to mid-tier banks that are lagging in technology adoption.

With the last major innovation in lending tech occurring over 25 years ago, it's high time for credit unions, banks, and lenders of all sizes to transition to inclusive, future-proof lending technology designed to attract, retain, engage, and grow Gen Z and Gen Alpha members and customers.

Vision:

Our vision is to revolutionize the loan origination process with cutting-edge, inclusive AI technology, delivering faster, more accurate, and personalized lending experiences. We aim to become the category leader as a pure-play SaaS platform, with a $1 billion valuation and listing on NASDAQ by 2030.

Mission:

To help lenders of all sizes deliver loans digitally to their customers / members when

& where they need the most via world's 1st cloud native & AI-powered digital era LOS

Here's Pankaj's original vision document