Deputy Unit Manager

19 hours ago

Pune, Maharashtra, India Bajaj Finance Full time ₹ 1,00,00,000 - ₹ 25,00,00,000 per year

Job Purpose

  • This position is open with Bajaj Finance ltd.

Duties and Responsibilities

  • The role will require a strong understanding of Professionals, industry knowledge & market intelligence and underwriting processes at BFL to ensure that only credit worthy firms & Individuals are extended loans in line with BFL¢s risk policies.
  • The incumbent will be responsible for underwriting loans in their specific locations, which will mostly be pre-qualified / pre-approved by the Risk team, and require quick processing TATs, in the following businesses:
  • Professional Loans:

Monthly disbursements are expected to cross Rs.
- 250 Cr in these businesses by September.
- Thus each Credit Manager is expected to process Rs.
- 10 Cr of loan applications.
- Key Responsibilities:

1.
- Underwriting of Loans to Professionals within defined time lines.
- 2.
- Drive ownership of internal processes & compliance with underwriting policies

3.
- Support Business, Risk & Operations in meeting the long term goals of the respective businesses

Required Qualifications and Experience

  • Qualifications:

    1.
  • Chartered Accountant / MBA

    2.
  • Maximum experience of 2 years in the financial services (lending) industry
  • Skills:

    1.
  • High process orientation

    2.
  • Good analytical skills

    3.
  • Positive attitude.
  • 4.
  • Good communication skills, with proficiency in English.

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