Transaction Risk Management

Brand: HSBC

Area Of Interest
Location:

Bangalore, KA, IN, 560076

Work style: Hybrid Worker

Date: 30 Oct 2025

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HSBC is one of the largest banking and financial services organisations in the world, with operations in 62 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

We are currently seeking an experienced professional to join our team in the role of Transaction Risk Management

Business: Corprate Instant Banking

Principal Responsibilities

• Apply appropriate risk control and operating procedures taking account of changing economic or market conditions (this to include Anti-Bribery & Corruption risk, Anti-Money Laundering Risk and Sanctions Risk).
• To ascertain the value of the assets purchased, or to be purchased, under the client's agreement with GTS.
• To determine the likelihood and timing of the need to rely on or recover those assets to protect HSBC's security.
• To assess suitability of new and existing sellers on capabilities to generate valid collectable receivables and fulfil commitments to act as collection agent.
• To take or recommend action to ensure the security of the funding provided, or to be provided.
• Broaden and deepen the relationships with new and existing Sellers.
• Manage various aspects of receivable finance transaction flow including customer credit management, Trade Credit Insurance (TCI) management and customer limit requests.
• Provide credit limit decisions and/or rationale for existing and prospective clients using both financial and non-financial information
• Minimise bad debt through effective risk management including but not restricted to: Unapproved reviews, downgrade reports, late filing reports, requirements checks, grouping exercises
• Increase credit protection income/client satisfaction through various valued added activities including but not limited to conversions, acting upon client verbatim comments and limit appeals.
• Assist in the timely and efficient delivery for External Customers.
• Contribute to identification and development of best practice systems and processes for TRM.
• Support the structuring and monitoring of new facility/transaction facilities to ensure they are workable and that the proposed facility/transaction are in line with industry standards and internal/external banking practices.
• Production of Management Information (MI) and reporting as per Global Operating Procedures on a weekly/monthly/quarterly basis.
• Protect the bank's assets and reputation by monitoring buyers and clients for suspicious activity/transactions and taking appropriate action as per the operating policies
• Assist in the production and execution of Commodity Trade Finance facility and transactional documentation.
• Deliver accurate and relevant Management Information to stakeholders – GTS, Commercial Banking, Group Risk and regional risk functions
• Assist in the timely and efficient delivery for External Customers.
• Assist in the testing and implementation of the Commodity Management System (and any future state offering).
• Contribute to identification and development of best practice systems and processes for TRM,
• Support the structuring and monitoring of new facility/transaction facilities to ensure they are workable and that the proposed facility/transaction are in line with industry standards and internal/external banking practices
• Efficient analysis, management, and in-life monitoring of all types of complex and non-complex Asset Based Lending facilities (ABL).
• Production of Management Information (MI) and reporting as per Global Operating Procedures on a weekly/monthly/quarterly basis. Ensure integrity of risk procedures and practices. Ensure facilities (clients and customers) are audited and managed in accordance with Group policy

Qualifications

• Relevant experience of 6+ years in Trade Finance, ideally within one or all of Core Trade, Receivables Finance and Commodity Trade Finance with a risk control lens.
• Excellent knowledge and experience in core trade, receivables finance and commodity trade financing products, risk evaluation, and the finance cycle.
• Good understanding of customer groups and supporting business initiatives.
• Good understanding of operational risk related to the underlying transactions.
• A good team player who possesses good interpersonal and communication skills.
• Strong organizing and time management skills.
• Good ability to work independently and quickly, with good attention to detail and solutions oriented.
• Good command of spoken and written English desirable.
• Self-motivated with initiatives to take on new and additional responsibilities.
• A bachelor's degree preferably in a business or related area.
• Strong ability to read and analyse a wide source of data, including financial and non-financial information
• Ability to write a balanced and well rationalised credit recommendations.
• Strong written and verbal communication skills, enabling productive dialogue with internal and external customers.
• Good understanding of financial crime risk.
• Completion of a degree or relevant professional qualification
• Good understanding of applications including Excel, Word and Outlook.

What additional skills will be good to have?

• Ability to foster relations with stakeholders outside of one's own sphere of managerial influence.
• Detailed technical knowledge of GTS products and delivery channels, and a good working knowledge of HSBC Group products.
• Be able to prioritise in a multi-tasking dynamic environment with changing needs.
• Acquire and update knowledge on procedures related to relevant processes.
• Good understanding of HSBC Bank's systems – including Browser Main Menu and GTS Product Systems.
• Good understanding of Business types and structures.
• Good understanding of HSBC credit risk appetite

Link To Candidate User Guide
https://hsbchrdirect.service-

(Or)

Go to the below link and type "IND GSC : IJP Applicant User Guide" in search bar.

https://hsbchrdirect.service-

You'll achieve more at HSBC
HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role."

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