Live Underwriter-US Mortgage(Minimum Exp of 2 yrs as hands on Live Underwriter)

1 week ago


Bengaluru, Karnataka, India Varsal Terra Technology Pvt. Ltd. Full time ₹ 10,00,000 - ₹ 25,00,000 per year

Job Description: Live Underwriter - US Mortgage (Minimum Exp of 2 yrs as hands on Live Underwriter)
Positions:
50
Experience:
4 to 6 years (Minimum 2 years in Live Underwriting- Hands on), Don't apply if you have only knowledge of Live Underwriting as pre underwriter or end to end of underwriting support

Location:
Bengaluru or Coimbatore (Work from office only)

Notice Period:
Immediate to 15-20 days

Qualification:
Graduate in any discipline

Shift:
US Shift (6/7 PM to 3/4 AM) - Monday to Friday
Experience Requirements

  • 4 to 6 years of US mortgage underwriting experience, with at least 2+ years in Live Underwriting.
  • Strong knowledge of FNMA, FHLMC, GNMA, and investor guidelines.
  • Comprehensive understanding of Conventional, FHA, VA, and USDA loans.

Roles And Responsibilities

  • Conduct credit analysis based on borrower's Income, Assets, Liabilities, and Collateral (4C's of Underwriting) to assess creditworthiness.
  • Evaluate complete loan documents and provide approval or denial decisions.
  • Perform a thorough review of Collateral, including Appraisal analysis and Property Valuation.
  • Expertise in Income calculation for various income types, including Salaried income, Business income, Retired income, Other income, and Rental income.
  • Complete credit report analysis to verify trade lines, derogatory accounts, public records, and credit reconciliations.

Preferred Skills

  • Strong analytical and decision-making abilities.
  • Attention to detail and accuracy in financial assessments.
  • Familiarity with mortgage processing software and underwriting systems.
  • Excellent communication and documentation skills.
  • Excellent command over spoken and written English

If you meet the above qualifications and are looking for an exciting opportunity in US Mortgage Underwriting, we encourage you to apply
Skills: mortgage underwriting,gnma guidelines,credit,underwriting systems,english proficiency,documentation skills,attention to detail,va loans,live underwriting,fha loans,appraisal analysis,income calculation,property valuation,analytical abilities,collateral analysis,us mortgage underwriting,conventional loans,loan document evaluation,mortgage processing software,collateral,decision-making,usda loans,fhlmc guidelines,credit analysis,fnma guidelines,credit report analysis,communication skills



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