Credit Analyst

3 days ago


Mumbai, Maharashtra, India Finzen Private Ltd. Full time

Job description:

Key Responsibilities:

* Evaluate loan applications by analyzing creditworthiness, financials, and risk profiles.

* Approve or decline loans based on internal credit policies and risk assessment.

* Ensure adherence to company guidelines, credit limits, and regulatory compliance.

* Monitor portfolio quality and highlight potential risks or non-performing accounts.

* Work closely with the sales team to structure deals and manage client relationships.

* Prepare detailed credit assessment reports and recommendations for senior management.

Requirements:

* Prior experience in credit appraisal and underwriting, preferably in [personal loans, SME loans].

* Strong analytical and decision-making skills.

* Knowledge of financial analysis, credit scoring models, and regulatory frameworks.

* Proficiency in MS Office and financial tools.

* Bachelor's/Master's degree in Finance, Commerce, or related fields

Job Type: Full-time

Work Location: In person


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