Credit Analyst
3 days ago
Job description:
Key Responsibilities:
* Evaluate loan applications by analyzing creditworthiness, financials, and risk profiles.
* Approve or decline loans based on internal credit policies and risk assessment.
* Ensure adherence to company guidelines, credit limits, and regulatory compliance.
* Monitor portfolio quality and highlight potential risks or non-performing accounts.
* Work closely with the sales team to structure deals and manage client relationships.
* Prepare detailed credit assessment reports and recommendations for senior management.
Requirements:
* Prior experience in credit appraisal and underwriting, preferably in [personal loans, SME loans].
* Strong analytical and decision-making skills.
* Knowledge of financial analysis, credit scoring models, and regulatory frameworks.
* Proficiency in MS Office and financial tools.
* Bachelor's/Master's degree in Finance, Commerce, or related fields
Job Type: Full-time
Work Location: In person
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