Analyst / t US KYC

• Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) profile production for Head Office and other global branches/affiliates, corporates, financial institutions, funds, banks, and individuals.
• Checking client information through publicly or internally available sources, which are sourced by analysts.
• Preparing and checking KYC questionnaires; handling emails or calls with clients during the outreach process.
• Reviewing screening performed by analysts in accordance with bank policy and escalating true hits to Adverse Findings.
• Completing and reviewing CDD and EDD profiles according to a predetermined review schedule in a timely manner.
• Acting as a Subject Matter Expert (SME) by providing guidance on first-level escalations or exceptional scenarios.
• Being responsible for top-tier clients or front office desks, based on business requirements.
• Assisting the business in taking appropriate actions when changes occur to existing customer profiles (e.g., Event-Driven Reviews, administrative triggers, escalations).
• Completing relevant identification, verification, and bribery/corruption checks for prospective transactions involving existing or new-to-bank clients, to identify potential reputational, business, PEP (Politically Exposed Person), adverse media hits, and sanction risks.
• Liaising directly with clients, Sales, Relationship Managers, onshore teams, and Local Account Officers within client management and KYC teams, and assisting where appropriate.
• Ensuring timely and proactive escalation and resolution of issues, working closely with local and regional management.
• Driving knowledge-building within the anti-money laundering sector and understanding the rationale behind underlying policy requirements.
• Leading or assisting with minor ad hoc projects or remediations and supporting other team members as required.

• Strong end-to-end KYC knowledge for low, medium, and high-risk clients.
• Strong communication skillsboth written and verbalto interact effectively with clients, RMs, Sales, and other stakeholders.
• High attention to detail.
• Technical knowledge of various client types and structures, such as financial institutions, corporates, banks, foundations, trusts, charities, joint ventures, and special purpose vehicles.
• Experience working with banks is a must.
• Familiarity with internal MUFG Bank systems such as CIS NET, EDM, OVS, etc., would be an added advantage.

• Bachelors degree in any field. [E] Certification or diploma in AML/KYC is an added advantage.
• 28 years of experience in AML Compliance and KYC, preferably in the financial services industry, including experience conducting EDD on foreign financial institutions.
• Must have completed at least 1 year in the current role within the MGS organization (if applicable).
• Experience reviewing complex documentation, such as ownership structures, Wolfsberg Questionnaires, and organizational documents like MOA/AOA, COI, etc.
• Strong working knowledge of AML/Sanctions laws and regulations related to money laundering and terrorist financing, with the ability to apply this knowledge in assessing transactions and customer profiles.
• Must be able to multitask, adapt to changing priorities, and effectively manage workflow to meet critical deadlines.
• Strong critical thinking and problem-solving skills.
• Ability to work in a fast-paced and demanding environment, and remain effective under pressure.
• Ability and willingness to work both independently and collaboratively in a team environment.
• Ability to maintain effective working relationships with key business partners.
• Familiarity with financial crime, risk, and compliance applications is preferred.
• Effective internet research skills and experience using third-party tools.
• Proficiency in Microsoft Excel and Word.
• AML-related certifications preferred or equivalent work experience.

MUFG