Loan Officer

2 days ago

PMG Jn Thiruvananthapuram Kerala, India KERALA GRAMEEN AGRO PRODUCER COMPANY LTD Full time ₹ 1,44,000 - ₹ 2,40,000 per year

Job Title: Loan Officer (Unsecured Loans)

Company: Kerala Grameen Agro Producer Company Ltd (KGAPCO)

Location: PMG, Thiruvananthapuram

Job Type: Full-Time

Job Description:

The Loan Officer will be responsible for loan disbursement, customer relationship management, and collection monitoring (Note: This is not a microfinance role). The role involves both field and office work and requires a performance-driven mindset.

Key Responsibilities:

  • Handle loan disbursement, documentation, and collection activities.
  • Conduct field visits for customer identification, verification, and follow-up.
  • Achieve monthly and quarterly business targets.
  • Maintain positive customer relationships and ensure satisfaction.
  • Coordinate with branch and accounts departments for timely processing and recovery.
  • Prepare and submit daily and periodic performance reports.

Requirements:

  • Qualification: Plus Two
  • Experience: Freshers can apply. Candidates with prior field experience will receive a salary hike.
  • Skills: Strong communication, adaptability, and goal-oriented attitude.
  • Other Requirements:
  • Willingness to travel for field work.
  • Candidates must be based in Thiruvananthapuram District (local candidates preferred).
  • Driving licence is Mandatory.
  • Age Limit: 23 to 45 years.

Salary & Benefits:

Salary Range: ₹12,000 – ₹20,000 per month (based on experience and performance)

Incentives: 3 types of performance-based incentives

Additional Benefits:

  • Provident Fund (PF)
  • Health Insurance
  • Annual Bonus
  • Travelling / Petrol Allowance
  • Cell Phone & Internet Reimbursement
  • Paid Sick Leave & Paid Time Off
  • Career Growth Opportunities
  • Performance Rewards and Recognition

Work Schedule:

Timing: 9:30 AM – 5:30 PM

Nature of Work: Field and office work; target-oriented role

Job Types: Full-time, Permanent, Fresher

Pay: ₹12, ₹20,000.00 per month

Benefits:

  • Cell phone reimbursement
  • Commuter assistance
  • Health insurance
  • Internet reimbursement
  • Paid sick time
  • Paid time off
  • Provident Fund

Work Location: In person

  • Loan Officer

    2 weeks ago

    Chempazhanthy, Thiruvananthapuram, Kerala, India PENZILZ CREATION Full time ₹ 1,80,000 - ₹ 2,40,000 per year

    Opening for Loan Officer (Unsecured Loans)Location- Chempazhanthy, ThiruvananthapuramPreferring Local Candidates from Trivandrum District onlySalary range- Rs 15000 to Rs 20000Attractive Incentives (3 types of incentives) + PF+ Bonus+ Helath Insurance+ Petrol AllowancesJob nature- Loan disbursement and Collection (Field work )Including field work and office...

  • Gold Loan Officer

    6 days ago

    Thiruvananthapuram, Kerala, India Hiredo Human Resources Pvt Ltd Full time

    **Position : Gold Loan Officer** **Experience: 1-3 years in Banking or NBFC sector** **Qualification: Graduate (any discipline)** **Compensation: Fixed Salary + Attractive Incentives + Benefits** **Locations: Multiple branches across Kerala** **Specifically Hiring For: Trivandrum...

  • micro loan officer

    1 week ago

    Ambalapulai, Kerala, India L&T Financial Services Full time ₹ 3,60,000 - ₹ 6,00,000 per year

    A micro loan officer's job description includes sourcing, processing, and collecting small loans, often in rural or semi-urban areas. Key responsibilities involve evaluating loan applications, building client relationships, performing field verification, ensuring timely repayments, and managing a loan portfolio. This role often requires significant fieldwork...

  • Sales Officer- Vehicle Loan

    1 week ago

    Calicut, Kerala, India Malankara Multistate Cooperative Credit Society Ltd Full time

    A sales staff is supposed to source vehicle loan to society as per our rules and conditions of society and to support all promotional activities and other activities to promote vehicle loans department. - Support and assist all Operations & back office works of Vehicle loan department on daily basis. - Sourcing of vehicle loans for society as per the policy...

  • Gold Loan Officer

    4 days ago

    Kochi, Kozhikode, Thiruvananthapuram, India Muthoot FinCorp (MFL) Full time ₹ 5,00,000 - ₹ 15,00,000 per year

    Position: Gold Loan (Officer/Senior Officer/Manager/Senior Loan Manager/Cluster Manager)Experience: 1 - 6yearsSkills Required: Gold Loan Sales, Operations, Gold Appraisal, Gold Valuation, Doorstep Service, Lead GenerationRoles and Responsibilities:Main TaskServe Gold Loan from Home customers by handling the end-to-end transactions, while ensuring the...

  • Gold Loan Sales Officer

    2 weeks ago

    Thiruvananthapuram, Kerala, India Novelworx Digital Solutions Pvt Ltd Full time

    Promotes and sells Gold loan offered by the bank. - Aiming to attract new customers through existing leads, referrals, cold calling etc. - Achieves prescribed monthly sales target. - Establishes and maintains effective relationships with customers. - Adheres to expected level of due-diligence, internal policies and KYC norms while opening new accounts. -...

  • Sales Officer

    5 days ago

    Thiruvananthapuram, India ADVENXA Full time

    Field Sales Officer(Home Loan) Location: Trivandrum Experience: Fresher/Experienced Salary: ₹23,000 per month + Incentive s  Qualification: Degree (Mandatory) Conduct sales activities to promote banking products and services. Achieve and exceed sales targets by proactively engaging with potential customers. Provide accurate and up-to-date information...

  • Sales Officer

    21 hours ago

    Kochi, Kerala, India Bajaj Housing Finance Ltd Full time

    **Key Responsibilities**: 1. **Client Engagement and Acquisition**: - Proactively identify potential clients who are in need of mortgage financing. - Educate clients on the mortgage products available and recommend solutions that best fit their financial needs. - Conduct thorough financial assessments and risk evaluations of potential borrowers. 2. **Sales...

  • Sales Officer

    5 days ago

    Thiruvananthapuram, India ADVENXA Full time

    Job Description Field Sales Officer(Home Loan) Location: Trivandrum Experience: Fresher/Experienced Salary: ₹23,000 per month + Incentive s  Qualification: Degree (Mandatory) Conduct sales activities to promote banking products and services. Achieve and exceed sales targets by proactively engaging with potential customers. Provide accurate and up-to-date...

  • Gold Loan Executive

    1 week ago

    Thiruvananthapuram, Kerala, India Richfield Financial Services Full time ₹ 2,40,000 per year

    Looking for a CSE / Gold Loan OfficerLocation - ThiruvananthapuramExperience in Gold Loan preferred.· Leadership and Organizational skills· Business growth and sales· Achieve monthly target· improve overall business of the company· Customer relationship and customer serviceJob Types: Full-time, PermanentPay: ₹12, ₹20,000.00 per monthBenefits:Health...