Loan Officer

1 week ago

PMG Jn Thiruvananthapuram Kerala, India KERALA GRAMEEN AGRO PRODUCER COMPANY LTD Full time

Job Title: Loan Officer (Unsecured Loans)

Company: Kerala Grameen Agro Producer Company Ltd (KGAPCO)

Location: PMG, Thiruvananthapuram

Job Type: Full-Time

Job Description:

The Loan Officer will be responsible for loan disbursement, customer relationship management, and collection monitoring (Note: This is not a microfinance role). The role involves both field and office work and requires a performance-driven mindset.

Key Responsibilities:

  • Handle loan disbursement, documentation, and collection activities.
  • Conduct field visits for customer identification, verification, and follow-up.
  • Achieve monthly and quarterly business targets.
  • Maintain positive customer relationships and ensure satisfaction.
  • Coordinate with branch and accounts departments for timely processing and recovery.
  • Prepare and submit daily and periodic performance reports.

Requirements:

  • Qualification: Plus Two
  • Experience: Freshers can apply. Candidates with prior field experience will receive a salary hike.
  • Skills: Strong communication, adaptability, and goal-oriented attitude.
  • Other Requirements:
  • Willingness to travel for field work.
  • Candidates must be based in Thiruvananthapuram District (local candidates preferred).
  • Driving licence is Mandatory.
  • Age Limit: 23 to 45 years.

Salary & Benefits:

Salary Range: ₹12,000 – ₹20,000 per month (based on experience and performance)

Incentives: 3 types of performance-based incentives

Additional Benefits:

  • Provident Fund (PF)
  • Health Insurance
  • Annual Bonus
  • Travelling / Petrol Allowance
  • Cell Phone & Internet Reimbursement
  • Paid Sick Leave & Paid Time Off
  • Career Growth Opportunities
  • Performance Rewards and Recognition

Work Schedule:

Timing: 9:30 AM – 5:30 PM

Nature of Work: Field and office work; target-oriented role

Job Types: Full-time, Permanent, Fresher

Pay: ₹12, ₹20,000.00 per month

Benefits:

  • Cell phone reimbursement
  • Commuter assistance
  • Health insurance
  • Internet reimbursement
  • Paid sick time
  • Paid time off
  • Provident Fund

Work Location: In person

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