Analyst-Risk Management

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.The Credit Risk Oversight organization within Global Risk and Compliance (GRC) is responsible for independently overseeing and challenging the company's credit risk taking and credit risk management activities, including the comprehensive identification, management, and mitigation of credit risks within the company's risk appetite. We are seeking a detail-oriented professional to be part of a newly formed team for credit risk governance. Responsibilities for this role include governance, reporting, working with stakeholders across the enterprise, regulatory support and building capabilities.The incumbent will report to the Manager, Governance in Credit Risk Oversight.Key Responsibilities: · Governanceo   Maintain Credit Risk Management Policyo   Maintain credit risk standards, procedures (in collaboration with functional team) and templates (e.g.: reports, MEMO etc.)o   Ensure adherence to credit risk board approved plan and findings resolutiono   Conduct QC checks on 2LOD review reports· Reportingo   Create the Quarterly Aggregate Credit Risk Assessment Reporto   Report RAF results and escalations and Control and Compliance (C&C) metrics o   MIS reporting to partner teams (e.g., findings tracker, Smart Monitoring alert reports)o   Perform ad-hoc analytics and reporting on credit findings (e.g., finding themes etc.)· Internal Audit, Regulatory and ERM Supporto   Coordinate with functional team on IAG and regulatory requestso   Coordinate and prepare meeting materials for quarterly interagency meetingo   MRA and regulatory recommendation remediation· Capabilities o   Support the Portfolio Analytics team to develop next generation MIS capabilityo   Collaborate with GRC capabilities team to support Archer and other foundational capabilitieso   Develop automated tools to write and QC review reports using LLM modelsExperience and Background:Strong data & analytical skillsAble to demonstrate strong knowledge of risk and financial managementGood communication and interpersonal skills; able to clearly articulate or interpret technical documents, regulatory guidelines, and complex project requirements in a concise manner to various stakeholdersOutstanding multi-tasking and project management skillsSuperb collaboration and teamwork aptitude, to work with colleagues and stakeholder across various AXP offices globallySelf-confident with a strong sense of integrity and the ability and willingness to challenge and be challenged;Strong Microsoft Excel, PowerPoint skills; Extremely high attention to detailSelf-starter and enthusiastic attitudeAdvanced degree in quantitative or a related fieldGuardianAmerican Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.