Senior Data Scientist

14 hours ago

Delhi, Delhi, India Nextcap Enterprises Full time ₹ 20,00,000 - ₹ 21,00,000 per year

About the Role

Nextcap Enterprises is looking for a highly skilled and motivated Senior Data Scientist to join our team. The ideal candidate will have a strong background in financial risk modeling and a deep passion for transforming complex data into actionable business insights. You will be responsible for the end-to-end development of predictive models and scorecards, ensuring our business strategies are data-driven and effective.

Must-Have Skills

  • Degree in Statistics is mandatory.
  • 5 years of solid experience in Credit Risk Modeling and Financial Risk Modeling is mandatory.
  • Please note: We are specifically seeking candidates with deep modeling experience and will not consider those with only Analyst or Data Management backgrounds.

Key Responsibilities

Strategic Analysis & Model Development

  • Business Translation: You must be able to translate a business problem into a statistical one, identifying the most suitable modeling and analysis techniques to provide actionable insights.
  • Data Expertise: Extract and prepare data from various sources, demonstrating strong knowledge of databases. Perform complex data processing, including merging, sorting, and data transformations.
  • Profiling & Insight: Use a combination of business knowledge and statistical techniques (e.g., data visualization, statistical tests, data mining) to identify risk segments, behavioral trends, and opportunities for up-selling and cross-selling.
  • Modeling: Apply standard and cutting-edge techniques, including statistical modeling, predictive analytics, machine learning, and optimization, to build and validate models.

Model Scoring & Application

  • Integrate developed models into the scoring process.
  • Continuously improve models based on performance feedback.

Communication & Coordination

  • Work with a consultative mindset to gather requirements from stakeholders and present complex insights and model algorithms clearly to both technical and non-technical audiences.

Skills

  • Tools: Extensive experience with statistical tools such as R, Python, VBA, and Excel.
  • Modeling: Proven experience in statistical modeling techniques including, but not limited to, Univariate and Multivariate Regression, Time Series Forecasting, Logistic Regression, Clustering, Decision Trees, and Scorecard Development.
  • Practical Experience: Hands-on experience with risk scorecards, predictive modeling, and machine learning.
  • Data Handling: Ability to extract, clean, and prepare data from databases for modeling.

Education

  • Graduate/Post Graduate degree in Statistics or Data Science is preferred.

Job Type: Permanent

Pay: ₹2,000, ₹2,100,000.00 per year

Benefits:

  • Health insurance

Experience:

  • Data science: 7 years (Required)

Work Location: In person

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