Senior Associate, Team Lead, Credit Approval, Risk Management Group

15 hours ago


Mumbai, Maharashtra, India DBS Bank Full time ₹ 12,00,000 - ₹ 24,00,000 per year
  • Adopt a dynamic risk management approach to pro-actively monitor the collateral valuation trends for various types of properties in different locations where DBS has taken / proposes to take properties as security.* Keep track of concentrations in type of collateral security or geography and highlight in case of any adverse changes in property rates in that area for corrective action* Scrutinise valuation reports on a sample basis and check for appropriateness of valuation being provided by empanelled valuers.* Manage day to day valuation related issues and provide technical support for decision on exceptions / deviations pointed out by empanelled valuer by factoring in nuances and working with key stakeholders to ensure robust risk management of the collateral valuation related issues.* Review profile of valuers and provide necessary recommendations for empanelment* Provide credit support to CRM with requisite clarifications with respect to deviations / observations on Collateral valuation report, whenever required.* Comply with regulatory, audit and statutory requirements and assist in inspections and audit (external and internal) inputs in all credit areas pertaining to collateral title and valuation* Approve valuation deviations / exceptions in line with collateral policy, when approval authority is delegated * The candidate should have relevant experience in banks / financial institutions, preferably in SME / mortgage credit, with exposure in collateral valuation policy and processes. Additionally, the candidate should have good inter-personal and communication skills (written / oral).


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