Credit Limit Maintenance Analyst – C09

2 weeks ago

Mumbai, Maharashtra, India Citi Full time ₹ 9,00,000 - ₹ 12,00,000 per year

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism.

The Credit Maintenance Analyst is an entry level position responsible for capturing and recording data related to credit exposure, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to maintain data quality in credit systems, monitor credit exposure and adhere to overall credit policies.
 

In this role, you're expected to:

  • Process incoming credit requests reviewing for completeness/accuracy, and convert to concise, accurately recorded credit facilities

  • Analyze/evaluate credit reports as well as coordinate and follow up on actions plans, implementations, and related defects

  • Maintain an executive document to track all request, changes, and action plans performed on credit reports

  • Prepare weekly and monthly audit reports and contribute to achieving acceptable audit ratings

  • Prepare portfolio and related credit information for internal and external auditors

  • Make evaluative judgements based on the analysis of factual information

  • Resolve problems by identifying and selecting solutions through the application of acquired technical experience and guided by precedence

  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

As a successful candidate, you'd ideally have the following skills and exposure:

  • 2-4 Years of relevant experience required

  • Experience in credit operations or similar position

  • Knowledge of the processes, procedures and systems

  • Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain

  • Ability to work in a team-oriented environment

Education:

  • Bachelor's degree/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Job Family Group:

Operations - Services

Job Family:

Credit Maintenance

Time Type:

Full time

Most Relevant Skills

Please see the requirements listed above.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi's EEO Policy Statement and the Know Your Rights poster.

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