Underwriting Specialist
2 weeks ago
Role & responsibilities
Job Roles and Responsibilities:
- Candidate should have minimum 5 years of UW experience
- Well versed with FNMA. FHLMC and investor guidelines, able to review and locate exact guidelines for decision making
- Should have good analytical and problem-solving skills
- Manage end-to-end underwriting processes, primarily focusing on conventional loans, Closed End Second and VA IRRRL
- Accurately calculate different Income types such as Salaried, Self-Employment, other income and rental income for loan decisioning
- Should have decision-making skill when applying in business judgment based on Underwriting review
- Evaluate complete loan documents and should provide approval or denial decision
- Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation, calculate HTI/DTI
- Complete review of Collateral and property valuation to identify physical and market conditions of property
- Assets verification includes borrowers bank account statement, retirement accounts, mutual funds and other investments. Identify red flags, large deposits, regular deductions on bank statement
- Apply expertise in the 4Cs of underwriting (Credit, Capacity, Collateral, and Capital)
- Evaluating evidence of borrowers willingness and ability to repay the obligation
- Good communication, Presentation skills, Self-motivated and hard working
- Able to review investor guidelines (Allregs FNMA & Freddie) and client overalls
Preferred candidate profile
- Should have completed Graduation or equivalent degree
- Good UW knowledge
- Should have minimum 3-5 years of UW experience
- Should have good Written and verbal communication Skills
-
US Mortgage Underwriter
6 hours ago
Bengaluru, Karnataka, India Brace Infotech Private Ltd Full time ₹ 4,00,000 - ₹ 8,00,000 per yearRequirements:Live UnderwritingRole: UW/Sr UWSkill Set: E2E Underwriter, Income Review Specialist, Collateral Underwriter, Non-QM Underwriter.Shift:Should be flexible to work in night shiftsExperience:Minimum 2 Years in above mentioned Skill set.Immediate joiners Preferable or 30 days NP
-
Life underwriter
1 week ago
Bengaluru, Karnataka, India ACKO Full time ₹ 6,00,000 - ₹ 18,00,000 per yearAbout JobAt ACKO, we are seeking a highly skilled Life Medical Underwriter to join our team. As a Life Medical Underwriter, you will play a vital role in underwriting and evaluating the life insurance applications for our clients. This role requires strong analytical and problem-solving skills, with the ability to assess complex medical and financial...
-
Underwriting Specialist
2 weeks ago
Bengaluru, Karnataka, India Altisource Full time ₹ 6,00,000 - ₹ 12,00,000 per yearRole & responsibilitiesMaintain a working knowledge of US Mortgage Originations, closing procedures, federal and state lending laws.Must have good working knowledge of all 4Cs of underwriting.Experience in end-to-end underwriting of Conventional loans.Must have strong understanding of Desktop Underwriter (DU) and Loan Prospector (LP).Sound knowledge of...
-
Bengaluru, Karnataka, India Probus Insurance Broker Full time ₹ 5,00,000 - ₹ 15,00,000 per yearAbout the RoleWe are seeking a specialist in SME and Corporate Insurance Underwriting with a flair for Techno marketing combining technical insurance expertise with the ability to present, position, and market solutions effectively. This role involves underwriting commercial line policies, understanding client risks, and leveraging digital/technical tools to...
-
Associate Document Specialist
2 weeks ago
Bengaluru, Karnataka, India Cloudxtreme Full time ₹ 9,00,000 - ₹ 12,00,000 per yearAssociate Docs to Stips SpecialistDigital Risks mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk's 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting,...
-
Assumptions Intake Specialist
4 days ago
Bengaluru, Karnataka, India Venpa Staffing Full time ₹ 9,00,000 - ₹ 12,00,000 per yearRoles and ResponsibilitiesWe're looking for a detail-oriented and diligent Assumptions Intake Specialist to join our team. You'll be the first point of contact for customer loan assumption requests, responsible for the critical initial review of all submitted documentation. Your work ensures that every file is complete and ready for the next step, setting...
-
Specialist Selene Finance
4 days ago
Bengaluru, Karnataka, India Pretium Enterprise Services Full time ₹ 5,00,000 - ₹ 15,00,000 per yearRole SummaryThe Loss Mitigation Intake Specialist reviews and evaluates the loss mitigation financial packages received by borrowers and authorized third parties. They ensure timely compliance with CFPB regulation by managing a portfolio of loans.Job RequirementsEducationAny Bachelors Degree Relevant ExperienceTwo to four years' related experience and/or...
-
Specialist - Finance Operations
2 weeks ago
Bengaluru, Karnataka, India Acko Full time ₹ 9,00,000 - ₹ 12,00,000 per yearRole OverviewWe are looking for a FinOps Specialist to join our team in Bangalore. This role is critical for ensuring accurate and timely financial operations, compliance with regulatory requirements, and smooth month-end closure. The candidate will also be expected to contribute to process improvement, automation, and operational excellence.Key Objectives &...
-
Bengaluru, Karnataka, India Goldman Sachs Full time ₹ 12,00,000 - ₹ 36,00,000 per yearWealth ManagementAcross Wealth Management, Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth...
-
Commercial Real Estate Specialist
4 hours ago
Bengaluru, Karnataka, India Randstad Full time ₹ 5,00,000 - ₹ 15,00,000 per yearWe are hiring for "Commercial Real Estate Underwriting Associate"- Bangalore and HyderabadKey Responsibilities:Participate in credit research and analysis of clients and counterparties under guidanceReview policies, procedures, and low to medium risk deliverables independentlyCollaborate with CRE Underwriting managers, colleagues, and internal/external...