Subject Matter Expert

15 hours ago

Chennai, Tamil Nadu, India Intellect Design Arena Ltd Full time ₹ 12,00,000 - ₹ 36,00,000 per year

Job Title: Subject Matter Expert (SME) – Payments Domain (BFSI)

Location:
Chennai

Experience:
11+ Years

Team:
Intellect Design Arena

Role Overview:

We are looking for an experienced
Payments Domain Expert (SME)
to provide in-depth functional expertise for our digital banking and payments platform. The SME will be instrumental in guiding product development, client implementations, and domain innovation in retail and corporate payments.

Key Responsibilities:

  • Act as the
    go-to expert
    for all functional aspects of domestic and cross-border payments systems.
  • Lead functional discussions with internal teams and clients, covering areas such as:
  • NEFT, RTGS, IMPS, UPI
  • SWIFT, SEPA, ISO 20022
  • ACH/NACH
  • Digital wallets and real-time payments
  • Translate regulatory and industry standards into functional and product requirements.
  • Collaborate with Product Owners and Engineering teams to define roadmap features.
  • Support client RFP responses and solution demonstrations as a domain authority.
  • Contribute to knowledge repositories, internal training, and process documents.
  • Review and validate BRDs, FSDs, solution blueprints, and integration requirements.

Required Skills & Experience:

  • 11+ years of experience in BFSI domain with
    at least 6+ years in payments
    .
  • Deep functional knowledge in
    payment processing
    ,
    clearing
    ,
    settlement
    , and
    regulatory compliance
    .
  • Experience with
    real-time payment systems
    ,
    cross-border remittances
    , and
    payment APIs
    .
  • Understanding of
    payment rails
    ,
    ISO 20022
    ,
    SWIFT MT/MX
    , and
    payment gateway integrations
    .
  • Experience in client-facing roles, ideally in product companies or solution consulting.

Good to Have:

  • Exposure to
    intellect digital core
    ,
    CBX
    , or similar digital banking/payment platforms.
  • Certification in
    Certified Payments Professional (ETA CPP)
    or
    NACHA
    .
  • Experience with
    cloud-native payment solutions
    and
    API-based ecosystems
    .

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