Risk Team Member

4 days ago


Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 10,00,000 - ₹ 30,00,000 per year

Team Member - Risk-CREDIT CARD-Risk

Job Responsibilities:

  • Monitor portfolio delinquencies at micro level, identification of segments, locations, channels, profiles and proposing policies/ strategies to enable business and control risk
  • Proficient in coding and working experience in creating risk monitoring dashboards like vintage charts, KPIs, business trends, etc.
  • Managing portfolio with data driven insights using Demog and Bureau data and recommend necessary alteration in policy when required
  • Experience on creating features using bureau/demog/banking variables and creating insights
  • Handled cross functional projects to develop new product/program
  • Knowledge about policy framework pertaining toproduct/Unsecured product
  • Monitoring loss in the business in different segments and highlight the reason for breach in threshold if any.
  • Automating crucial reports, testing and verifying the correctness of the same.
  • Co-ordinating with different stockholder for risk and policy related data and recommendation.

Job Requirements:

  • Minimum 0-2year of experience
  • Work experience with MNC on risk/data analytics field is preferable
  • Proficiency in SAS/Python/DEX for risk management and policy implementation. Ability to debug, troubleshoot and resolve issues related to risk and policy.
  • Use analytical skill to identify root causes of problem and recommend effective solution.
  • Experience in creating features and running decision tree/cluster analysis to identify segments will be an added advantage.
  • Good problem solving skills and clear communicator.

Education qualification:

  • Btech or Grad/Post Grad in statistics - Preferred
  • Certification in coding languages like SAS/SQL/Python – Preferred
Experience LevelSenior Level
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