Sr Credit Officer

2 weeks ago


Davangere, Karnataka, India CSB Bank Full time ₹ 6,00,000 - ₹ 18,00,000 per year
Description

The incumbent will be responsible for Credit Appraisal of Agricultural Loans as per pre-defined TAT with due adherence of Process, Policies and delegation of authority. 

Incumbent will be responsible for loan Portfolio for their Branch and keep a close watch on the performance of such loans.

Responsibilities

- Appraise/Recommend/ Approve Credit Proposals as per the delegation of authority. 
- Review delinquent cases and document learnings / portfolio reviews for Risk Management 
- Recommend changes to Policy, Process based on local nuances / competitor feedback 
- Implement system integration plans 
- Monitor NPA and keep a track of it 
- Customer visits for PD 
- Identification of process and policy gaps & potential risk arising out of it
- Suggesting internal control measures and ensures implementation to address such gaps

Qualifications

Experience: 3 to 5 years

Qualifications:
Graduation (Any Specialisation)
MBA
Chartered Accountant


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