Wealth Manager

Job Description for Wealth Manager Profile at FINVESTMENTS

The Wealth Management & Analysis professional will be responsible for managing client investments, analyzing market trends, and providing strategic financial advice. This role involves recommending mutual funds, insurance products, and other financial instruments tailored to client needs while ensuring compliance with regulatory requirements.

Responsibilities

1
. Investment Advisory & Portfolio Management:

•Analyze client financial goals, risk appetite, and investment horizon to suggest suitable mutual funds and insurance products.

•Construct and manage diversified investment portfolios, ensuring asset allocation aligns with client objectives.

•Monitor client investments and recommend portfolio rebalancing strategies when required.

•Assist clients in understanding various investment products, market conditions, and financial planning strategies.

2.
Market & Financial Analysis

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Conduct in-depth research on mutual funds, stock markets, insurance policies, and other investment instruments.

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Track market trends, economic indicators, and industry developments to provide data-driven investment recommendations.

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Evaluate mutual fund performance using risk-return analysis, NAV tracking, and fund manager evaluations.

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Compare various insurance plans (life, health, term, ULIP, etc.) to offer the best-suited solutions to clients.

3.
Client Relationship Management:

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Maintain strong relationships with existing clients by conducting regular portfolio reviews and performance updates.

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Onboard new clients by understanding their financial needs and setting up investment strategies.

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Ensure seamless service delivery by addressing client queries related to mutual funds, insurance, taxation, and regulatory changes.

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Educate clients about SIPs, tax-saving investments, and wealth-building strategies.

4.
Sales & Business Development:

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Drive sales of mutual funds, insurance products, and other financial services by identifying new business opportunities.

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Generate leads through referrals, networking, and marketing campaigns.

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Work closely with sales teams to develop strategies for client acquisition and retention.

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Conduct financial awareness programs, webinars, and client education workshops.

5.
Compliance & Regulatory Adherence:

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Ensure all investment and insurance transactions comply with SEBI, IRDAI, and AMFI guidelines.

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Maintain accurate records of client interactions, investment documents, and regulatory requirements.

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Assist in audits and ensure transparency in investment recommendations.

6.
Reporting & Performance Tracking:

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Prepare investment reports, fund performance summaries, and risk assessment documentation.

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Use financial modelling and analytical tools to track investment performance and market trends.

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Provide periodic updates to management on sales performance, client growth, and revenue generation.

Key Skills & Qualifications: Essential Skills:

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Strong understanding of mutual funds, insurance, stock markets, and financial instruments.

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Excellent analytical skills with the ability to interpret financial data and market trends.

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Client-focused approach with strong interpersonal and communication skills.

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Ability to explain complex financial products simply and convincingly.

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Sales acumen with a target-driven mindset.

Technical Skills:

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Proficiency in MS Excel, financial modelling, and portfolio analysis tools.

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Knowledge of investment platforms, CRM software, and financial planning tools.

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Familiarity with taxation related to mutual funds and insurance products.

Qualifications:

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Bachelor's or Master's degree in Finance, Business Administration, Economics, or a related field.

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Certifications such as NISM Series V-A (Mutual Fund Distributors), CFP (Certified Financial Planner), CFA (Chartered Financial Analyst), or IRDAI Insurance Advisor Certification are preferred.

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Minimum 6 month-5 years of experience in wealth management, investment advisory, or financial planning.