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Us Mortgage Processor

3 weeks ago

Ernakulam, India Auctor Business Solutions Full time

**Job Overview**

You will have an intermediary role between possible clients and our financial institutes. If you consider yourself suitable for this post, we would like to meet you.

**Responsibilities**
- Experience: 3-5 years - The Loan Processor will ensure the timely and accurate packaging of all loans originated.
- Review loans in process daily and determine what is needed to process loans quickly
- Good verbal and written communication: Should provide strong communication and support to onshore processors and underwriting so that the files moves smoothly.
- Coordinate with LO/LOA to prepare file for submission to UW. Collect all necessary docs.
- Goal is COMPLETE submission for mínimal conditions.
- Submit loan to UNDERWRITING at selected lender.
- Order Appraisal, VOE, VOD, insurance, mortgage payoffs.
- Order Title. Submit attorney info to lender if not already on their approved list.
- As appraisal, title work, verification of employment, and other certifications come in, verify for completeness and accuracy. I.e.: borrower name(s), address, loan$, appraised value, MI. Update $ in Point w final figures, i.e., Appraised Value, taxes, insurance, MI. Obtain updated approval from UW.
- Update LOS and AUS consistent to UW scenarios.
- Cure Conditions: Work with UW and LO/LOA to get conditions cleared as quickly as possible.
- Good knowledge in MS office skills
- MS Word, Excel & PowerPoint Presentations
- Willingness to work only in night shifts

**Requirements**:

- Bachelor's degree in Finance, Economics or any related field.
- Proven 2+years of experience as a Loan Processor, Loan Officer or a similar role.
- Strong understanding of Fannie Mae and Freddy Mac Mortgage Guidelines
- Basic MS Office skills.
- Exceptional ability to communicate with customers in a timely manner.
- Excellent verbal and written communication skills.
- Strong analytical and math skills.
- Trustworthy and reliable.
- Outstanding sales skills.
- Good time management skills.
- Exceptional customer service skills
- Good Negotiation and interpersonal skills.

**Job Types**: Full-time, Regular / Permanent, Fresher

**Salary**: ₹15,000.00 - ₹30,000.00 per month

**Benefits**:

- Health insurance
- Leave encashment
- Provident Fund

Schedule:

- Night shift

Ability to commute/relocate:

- Kakkanad, Ernakulam - 682303, Kerala: Reliably commute or planning to relocate before starting work (required)

Application Question(s):

- Should be able to work only in Night Shift

**Language**:

- English (required)