Micro Loan Officer

**JD - Micro Loans**

**Department**
- Frontline - MFI _

**Designation**
- Micro Loans Officer_

**Reports to**
- Meeting Centre Manager_

**Duties and responsibilities**
- Starting business in a new village **Village identification within the radius**:

- Feasibility study of the village based on demographics, activities and financial needs of the customers
- Assist the MC-IC in making the village approval
- Sourcing of business Identification of customers and forming of Joint Liability Groups
- Verification of the residence and business of the customer
- KYC verification
- Pre-disbursement training
- Visiting potential customers in order to develop business
- Disbursements **Collection of KYC documents**:

- Assisting the MC-IC for disbursement activity completion
- Loan documentation
- Collection of current dues Collect the collection sheets and stickers from MC-IC
- Group-wise collection as per scheduled time by following the process
- Deposit of collection money
- MERC entry
- Collection of over dues **Follow up with the customers with updated data report of assigned portfolio**:

- Collection of money as per process
- Depositing the money in bank
- MERC entry
- Assist the MC-IC in initiating action against the defaulters

Pay: Up to ₹19,500.00 per month

**Benefits**:

- Cell phone reimbursement
- Food provided
- Health insurance
- Life insurance
- Provident Fund