Current jobs related to Merchant - Underwriter - Pune Maharashtra - Easebuzz Pvt Ltd

Company Profile:
**About Easebuzz Private Limited**:
Easebuzz is a payment solutions (fintech organisation) company which enables online merchants to accept, process and disburse payments through developer friendly APIs. We are focusing on building plug n play products including the payment infrastructure to solve complete business problems. Definitely a wonderful place where all the actions related to **payments, subscription, eKYC is happening at the same time.**

**Easebuzz is one of India's few payment aggregators which is building SAAS emebedded with payments infrastrucur**e. We are well capitalised and have recently closed a fundraise of $4M in March, 2021 from prominent VC firms and angel investors. The company is based out of Pune and has a total strength of** 280 +** employees. Easebuzz’s corporate culture is tied into the vision of building a workplace which breeds open communication and mínimal bureaucracy. An equal opportunity employer, we welcome and encourage diversity in the workplace. One thing you can be sure of is that you will be surrounded by colleagues who are committed to helping each other grow.

Designation: Underwriter

**Salary**: As per company standards

Experience: +4 yrs of relevant professional work experience

Roles and Responsibilities
- Approve/reject onboarding requests based on defined risk parameters
- Identify and prevent high-risk or non-compliant merchants
- Continuously monitor live merchant behavior and flag policy violations
- Detect suspicious transaction activity and document fraudulent patterns
- Segregate merchants based on risk levels and manage internal risk tagging
- Collaborate with product/tech teams to improve the risk engine and automate checks
- Handle transaction disputes, chargebacks, and merchant escalations
- Interact with partner banks, CPV vendors, and internal teams to resolve queries
- 3+ years of experience in merchant or credit underwriting (Bank/NBFC/Fintech)
- Understanding of credit risk, especially for self-employed or SME merchants
- Strong analytical mindset with attention to risk patterns and fraud indicators
- Experience with chargebacks, disputes, and transaction monitoring
- Degree in B.Com / MBA / CA / CS / ICWA or related field preferred

Employment Type
Full-time