Graduate Trainee

2 days ago

Gorakhpur, India HDB Financial Services Limited Full time

Research and evaluate clients’ creditworthiness
- Create credit scoring models to predict risks
- Approve or reject loan requests, based on credibility and potential revenues and losses
- Calculate and set interest rates
- Negotiate loan terms with clients
- Monitor payments
- Follow up with clients to manage debt settlements and loan renewals
- Ensure all lending procedures comply with regulations
- Develop, review and update our company’s credit policies

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