Fraud Analyst

Pegasus Mortgages Lending Center is a multi-national mortgage brokerage with offices in Toronto, Canada. We work with a variety of banks, professional associations, alternative and private lenders.

Our culture emphasizes learning and innovation by providing intensive training programs, seminars, and workshops where we will provide you with the skills and knowledge for you to succeed with ongoing mentor-ship and training from the leadership team. We continuously invest in your growth and development every step of the way. We are seeking an experienced Fraud Analyst with experience in a full mortgage loan life cycle including loan processing. Join us at Pegasus Mortgage Lending Center and let’s make you successful in your career.

**Opportunity Notes**:
This is a complete work from home international work opportunity. You will be required to work during 9:00 am to 6:00 PM EST (Eastern Standard Time), Monday to Friday. You will be required to commit extra work hours depending on workload in order to ensure project timelines are met. Holidays are granted based on Canadian scheduled holidays.

Review the job description below in detail before applying.
- Able to understand Credit Bureau reports to verify the information provided by client, in order to ensure accuracy
- Reviewing income documents, bank statements, tax returns to and analyzing for accuracy, discrepancies and mitigating fraud
- Understanding Mortgage products and industry guidelines, including mortgage terminology and calculations to gain an ability to offer multiple products to agents as per eligibility
- Ability to identify and make recommendations for approval policy exceptions
- Completes a thorough analysis of loan files to determine compliance with organisation, lender and regulatory guidelines
- Prepares and issues mortgage commitments and other Pegasus documents with appropriate conditions within established service level agreements/turnaround times
- Maintains underwriting activity logs and provides monthly underwriting report to underwriting manager
- Responds to post-closing reviews and audits in a timely manner
- Check the accuracy of all calculations and data integrity
- Maintains organisation standard for productivity by managing high volumes with a continued focus on service excellence
- Staying knowledgeable about market trends, emerging issues, evolving regulations and industry codes of conduct as well as participate in process improvement opportunities to protect the interests of the organization
- Strive to achieve productivity targets and going beyond to set new benchmarks
- Participate fully as a team member, help build a positive and diverse work environment, willingly assist and mentor others in the completion of work activities

**Job Requirements**:

- 4 year post secondary diploma or degree in Finance, or related field
- 3-5 years of experience in fraud detection and analysis
- 3-5 years working with Home Loans Credit adjudication will be preferred
- 3-5 years work experience in Banking, Credit or Investments
- Experience with both refinance and purchase preferred
- Sound working knowledge of industry, legal and regulatory guidelines
- Highly organised and able to prioritize
- Excellent interpersonal, written and verbal communication skills
- Customer service orientation with an innate sense of service and empathy for others
- Detail oriented with strong data analysis skills and high mathematical aptitude
- Proficiency in Microsoft office and automated underwriting systems

**Other Requirement**:

- A desktop workstation based on our specifications with 2 hours battery backup
- A headset microphones
- Internet with backup power
- Electricity backup (Ups/Generator/Others)
- Dedicated area/separate room for work

**Schedule**:
Eastern Standard Time (Toronto time)

Monday to Friday 9:00 AM to 6:00 PM

**Job Type**:
Full-time

Pay: ₹700,000.00 - ₹1,200,000.00 per year