Associate - Business Analysis

Voyager (94001), India, Bangalore, Karnataka

Associate - Business Analysis

At Capital One, we think big and do bigger things. We were the first company to develop and offer mass customization and personalization of credit card, auto loans and other financial services products, and we have been innovating relentlessly ever since.

Capital One now is the 6th largest US bank in consumer deposits, among the country’s top 5 Auto Lenders and a Fortune 500 company. At the same time, we are a high-tech company, a scientific laboratory, and a well-recognized brand all in one. We are a passionate and entrepreneurial team with heart - a team that embraces bold ideas, fosters collaboration, and delivers world-class products and services impacting over 65 million customer accounts.

Still founder-led by Chairman and CEO Richard Fairbank, we dare to dream, disrupt and deliver a better way for our customers, the financial industry and for each other. Our goal is simple - bring ingenuity, simplicity and humanity to an industry ripe for change.

Visit our website to learn more about who we are and what we do

At DataLabs, Capital One India, we solve fundamental business problems at scale using advanced analytics, data science and machine learning. We specialize in deriving valuable insights about various aspects of the business - including product and process design, consumer behavior, regulatory and credit risk, and much more - from large volumes of data to build cutting edge patentable products at an industrial scale.

DataLabs is looking for business analysts to drive our foray into autonomous and intelligent data products that solve the full gamut of business and analytical needs. The role will be part of an exceptional team that is drawn from elite campuses in India and abroad and focused on our mission to develop world class data products.

DataLabs prides itself on its exceptionally vibrant culture. Our Associate Development program enables us to shape amazing career and professional development opportunities for our associates. Our best-in-class Corporate Social Responsibility program has nurtured longstanding partnerships with committed organizations that make a meaningful difference to the communities around us. The enthusiastic volunteerism of our associates is the backbone of all that we do - it enables us to push the envelope of possibilities and have incredible fun along the way. We bend backwards to take care of one another through thick and thin. Our work and the people we are surrounded by are an enduring source of strength and fulfillment in our lives.

**What are we looking for?**
- Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing & credit risk management
- Strong business judgment, leadership and integrity: He/she should be tenacious decision maker, able to bring a healthy, aggressive, yet responsible approach to business
- Strong communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills
- Clear results orientation: Display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment
- Successful track record of thriving in a fast paced, entrepreneurial and dynamic environment.

**Specific responsibilities include, but are not limited to**:

- Analysis: Identify business challenges and opportunities for improvement and solve for them using business, statistical and data analysis to make strategic or tactical recommendations
- Product: Conceptualize and develop world class data products leveraging Machine Learning on structured and unstructured data.
- AI and Risk management: Build and validate statistical and machine learning models through all phases of development, from design through training, evaluation and implementation. In addition, develop new ways of identifying weak spots in model predictions earlier and with more confidence than the best available methods
- Execution: Involve problem frameworks, develop hypotheses, test and analysis, solution development, scope operational feasibility, lead implementation efforts and develop a monitoring plan
- Partnership: Work closely with colleagues across Capital One including: IT, Sales, Operations, Finance and others to drive improvement in quality, volume, service, and Profitability

**Skill Sets we utilize **_(not mandatory to have for selection)_
- Data Analysis and Statistical Modeling & Forecasting
- Machine Learning solutions development
- Benchmark existing solutions against state-of-the-art decision making systems
- Web & Customer experience analytics
- Data mining & pattern