Credit Underwriter

3 days ago

Bengaluru Karnataka, India Kredx Full time

Job Description
- Credit underwriter

Company
- KREDX Group of Companies.
Position
- Credit Underwriter
Experience
- 2-5 Years
Work Location
- Bangalore, KA.
We are a Tech-led company
First and biggest fully digital cashflow-based financing company in India
Work in a multi-cloud environment collaborating with partners and industry veterans to
adhereto best practices and ensure security and compliance
Leveraging the latest technologies - whether in the backend, frontend, servers, DevOps,
SaaS, or opensource - to go fastest to market
Deep focus on user experience, system robustness, and security
The team from many different backgrounds and experiences across different geographies,
sectors,and tech stacks

Close collaboration between product, engineering, and data science to come with best-in
- classproducts

Founding Team Financials Founded in the year 2015 in Bangalore by IIT and Stanford
alumni. Management backed up by more than 2 decades of experience in Technology,
Banking, and Finance.Backed by multiple series of funding by Prime Venture Partners,
Sequoia Capital and
Tiger Global Management
What you can expect apart from attractive compensation at KredX, apart from monetary
benefits
Bi-annual appraisal cycle
Need a break? We’ve got your back for 15 days in a year. We know that some of the best
ideas
come when you’re on vacation
Feeling blue? No problem You get 12 days in a year to deal with this & rejuvenate your
mind andbody
And a lot more.....We can discuss it
About KredX
KredX is a supply chain solutions provider which operates an online Bill Discounting Platform
popularly known as “KredX”. KredX was incorporated in 2015 by a clutch of bankers and techies
from IIT Kanpur & Stanford to disrupt the trade receivables discounting space in India. KredX
over a period of time added many more products in the area of Working Capital, Growth Capital,
Treasury, Income products using deep tech solutions catering to Large enterprises/corporates. It

has offices in Bangalore, New Delhi and Mumbai.
Responsibilities-- Assess the creditworthiness of by analyzing financial statements (Cash flow, Balance

sheet, and Profile & loss Statements).
- Ability to meaningfully interpret credit information reports (CIRs).
- Familiar with working capital assessment methods.
- understanding various Business models and potential risk factors impacting their

creditworthiness
- Coordinate with relationship managers and the company to fill any information gap
- Prepare credit appraisal memorandum and present it to the credit committee for

approval.
- Adhere to the organization's credit process and policy documents. Collaborate with

team members to establish best practices in line with industry standards.
Skills & Requirements:

- 2-5 years hands-on experience in credit underwriting experience in banks/financial
- institutions/fintech.
- MBA (Finance)/CA is desirable but not mandatory.
- Should be good with Excel, word, and PowerPoint.
- Excellent communication skills, both written and verbal.
- Should be able to work in fast-paced unstructured environment and handle

pressure.

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