Data Scientist

**The Company**

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary: What you need to know about the role
- This role will drive critical business insights for senior leadership to tackle key strategic questions and improve how we operate as a business. You will facilitate important changes that will shape the future of PayPal leveraging data and AI to drive next-level fraud risk insights. Meet our team PayPal's Global Fraud Protection team is responsible for partnering with global business units to manage a variety of risk of various types, including identity fraud, account takeover, stolen financial fraud, and credit issues. This is an exciting department that plays an important role in contributing PayPal's bottom line financial savings, ensuring safe and secure global business growth, and delivering the best customer experience. This open opportunity is within the Business Intelligence (BI) team. The BI team addresses key strategic and critical business initiatives. It partners with senior leaders to develop business cases for potential investments. The team also provides insights and recommendations to ensure smooth execution with cross-functional partners.

**Job Description**:
**Your way to impact**

You will be the data scientist on **Business Intelligence team,** where you will work on leading new projects to build and improve the tools and use of data to inform business decisions. In this position, you will use a variety of methodologies and approaches to strengthen and improve the existing business portfolio, including data exploration and analysis, developing metrics, and building new features through ML, AI or other suitable technologies.

**Your day to day**

In your day to day role you will
- Collaborate with teams to develop strategies and insights to support fraud prevention, loss impacts, and operational efficiencies.
- You will work together with cross-functional teams to deliver solutions and providing analytics and governance over financial and operational metrics.
- These solutions will adapt PayPal’s advanced proprietary fraud prevention and experience mechanisms, enabling growth.

**What do you need to bring-**
- 4-7 years of relevant experience working with large-scale complex dataset.
- Strong analytical mindset, ability to decompose business requirements into an analytical plan, and execute the plan to answer those business questions
- Strong working knowledge of **Excel, SQL and Python/R**
- Excellent communication skills, equally adept at working with engineers as well as business leaders
- Want to build new solutions and invent new approaches to big, ambiguous, critical problems

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of eith