Banking Loan Sales Executive
5 days ago
**1. Loan Sales Performance**
- Achieve daily, weekly, and monthly sales targets for assigned loan products
- Sell Personal Loan, Business Loan, Home Loan, and Loan Against Property
- Focus on approvals, disbursements, and revenue generation
- Maintain balanced performance across banks and loan products
**2. Lead Generation and Customer Acquisition**
- Generate leads through open market activities, referrals, and corporate tie-ups
- Approach potential customers in residential areas, offices, shops, and marketplaces
**3. Customer Interaction and Loan Advisory**
- Understand customer financial requirements and eligibility
- Explain loan features, interest rates, EMI, tenure, and charges clearly
- Recommend suitable loan products and lenders
- Maintain ethical and transparent sales practices
**4. Documentation and Compliance**
- Collect complete KYC, income, and property documents
- Verify eligibility as per bank/NBFC guidelines
- Ensure zero fake, incomplete, or non-compliant documentation
- Follow all regulatory and internal compliance standards
**5. Follow Ups and Application Tracking**
- Follow up with customers for pending documents
- Coordinate with operations, credit, and bank teams for timely processing
**6. Field Activity and Market Coverage**
- Conduct daily field visits in assigned areas
- Identify high potential locations for loan sales
- Maintain strong market presence and brand visibility
**7. Reporting and MIS**
- Submit daily and weekly sales and activity reports
- Update CRM or tracking sheets accurately
- Track pipeline, approvals, rejections, and disbursements
**8. Relationship Management**
- Maintain strong relationships with bank/NBFC officials
- Serve as point of contact for escalations
- Support smooth coordination between field operations and banks
**9. Brand Representation and Ethics**
- Represent the company and bank professionally
- Ensure ethical sales practices and avoid mis-selling
- Maintain customer trust and satisfaction
**Job Type**: Permanent
Pay: ₹200,000.00 - ₹400,000.00 per year
**Benefits**:
- Health insurance
- Provident Fund
**Experience**:
- Loan: 1 year (required)
- Banking: 2 years (required)
- Field sales: 2 years (preferred)
Work Location: In person
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