Underwriter - Us Mortgage Industry

2 days ago


Gandhinagar, India Growq Pvt. ltd. Full time

**Job Title**: Underwriter - US Mortgage Industry (Night/US Shift)

**Location**: Gandhinagar, Gujarat | Remote Option Available

**Experience**: 3-5+ years in US Mortgage Industry, with minimum 3 years in core Underwriting

**Key Responsibilities**:

- **Conduct live and post-close underwriting and quality checks in line with Fannie Mae, Freddie Mac, and investor guidelines**:

- Review borrower profiles: credit, income, assets, collateral, and compliance
- **Analyse income documentation, credit reports, and asset verification to assess loan risks**:

- Evaluate property acceptability through Title and Appraisal reports
- **Identify compliance issues and derogatory accounts to ensure regulatory adherence**:

- Provide loan approval, suspension, or denial recommendations
- **Maintain detailed reports and support junior team members through training**

**Qualifications**:

- Graduate in any discipline **3-5+ years mortgage industry experience with minimum 3 years underwriting**:

- In-depth knowledge of the 4 Cs of underwriting
- **Proficient with mortgage software like Encompass, Empower (preferred)**:

- Strong analytical, communication, and problem-solving skills
- **Familiarity with MS Office and Outlook**:

- Willingness to work night/US shifts.

Pay: ₹15,000.00 - ₹55,000.00 per month

**Benefits**:

- Cell phone reimbursement
- Commuter assistance
- Life insurance
- Provident Fund
- Work from home

Schedule:

- Night shift
- US shift

**Experience**:

- Underwriting: 3 years (preferred)

Shift availability:

- Night Shift (preferred)

Work Location: In person



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