Underwriter - Us Mortgage Industry
3 days ago
**Job Title**: Underwriter - US Mortgage Industry (Night/US Shift)
**Location**: Gandhinagar, Gujarat | Remote Option Available
**Experience**: 3-5+ years in US Mortgage Industry, with minimum 3 years in core Underwriting
**Key Responsibilities**:
- **Conduct live and post-close underwriting and quality checks in line with Fannie Mae, Freddie Mac, and investor guidelines**:
- Review borrower profiles: credit, income, assets, collateral, and compliance
- **Analyse income documentation, credit reports, and asset verification to assess loan risks**:
- Evaluate property acceptability through Title and Appraisal reports
- **Identify compliance issues and derogatory accounts to ensure regulatory adherence**:
- Provide loan approval, suspension, or denial recommendations
- **Maintain detailed reports and support junior team members through training**
**Qualifications**:
- Graduate in any discipline **3-5+ years mortgage industry experience with minimum 3 years underwriting**:
- In-depth knowledge of the 4 Cs of underwriting
- **Proficient with mortgage software like Encompass, Empower (preferred)**:
- Strong analytical, communication, and problem-solving skills
- **Familiarity with MS Office and Outlook**:
- Willingness to work night/US shifts.
Pay: ₹15,000.00 - ₹55,000.00 per month
**Benefits**:
- Cell phone reimbursement
- Commuter assistance
- Life insurance
- Provident Fund
- Work from home
Schedule:
- Night shift
- US shift
**Experience**:
- Underwriting: 3 years (preferred)
Shift availability:
- Night Shift (preferred)
Work Location: In person
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