Team Member-wbg Operations

1 week ago

Surat Gujarat, India Kotak Mahindra Full time

Verification of executed legal documents as per Documentation Grid released by the legal team from time to time & Sanction Letter / Term Sheet issued by the business / credit team. -Stamp Duty as per Legal Stamp Duty Grid is adhered too. -Limits & Collateral Maintenance. -CERSAI Maintenance. (Charge Creation & Release) Checker for Mortgage, Hypothecation & Intangible assets - basis terms of sanctions. -Updating of PSL for CCOD product basis the PSL template received from business along with TS / SL. -Insurance Policy Maintenance (basis terms of Sanction) - information to centrailzed insurance policy maintenance desk. -Preparation and releasing the Disbursement Advice to Loan Maintenance Team for disbursement of loans in LPS. (Wherever there is a term loan / WCDL facility at the time of limit setting), Limit loading Instructions (LLI) to Treasury team for treasury products & CMS team for CMS products. -Insertions (documents received post disbursement). -Deferral Closures (post receipt of requisite document from Business Unit against deferral obtained). -Tracking of post disbursement conditions related to Wholesale & Commercial operations in DRS as “pre-approved”. -Handover of Files (All documents except Title Deeds) & Dockets (Title Deeds - Property wise i.e. for every property mortgaged separate docket is a must) including insertions to DMT for further action & receipt of acknowledgement in ET / Register (in case of non-ET transactions, if any). -Handover of PDC / SPDC’s to the Vendor on a weekly basis & receive acknowledgement. -Liaison with Auditors & Ensure no audit queries. MIS (Daily Reporting, Pending Status, Insertions). -Confirmation to DMT for Release of property & verification of the property documents before releasing to customer / RM / customer service. -Signatories for issuance of sanction letter are in accordance to the list of signatories provided by Business & Credit -Qualification - Graduate / Post-Graduate -Experience - Minimum one year of relevant experience

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