Data Scientist

**Company Description**
Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.
**Job Description** Job Description**

To ensure that Visa’s payment technology is truly available to everyone, everywhere requires the success of our key bank or merchant partners and internal business units. The Global Data Science group supports these partners by using our extraordinarily rich data set that spans more than 3 billion cards globally and captures more than 100 billion transactions in a single year. Our focus lies on building creative solutions that have an immediate impact on the business of our highly analytical partners. We work in complementary teams comprising members from Data Science and various groups at Visa. To support our rapidly growing group we are looking for Data Scientists who are equally passionate about the opportunity to use Visa’s rich data to tackle meaningful business problems. You will join one of the Data Science focus areas (e.g., banks, merchants & retailers, digital products, marketing) with an opportunity for rotation within Data Science to gain broad exposure to Visa’s business.

The role will be based in Bengaluru, India

**Essential Functions**
- Be an out-of-the-box thinker who is passionate about brainstorming innovative ways to use our unique data to answer business problems
- Communicate with clients to understand the challenges they face and convince them with data
- Extract and understand data to form an opinion on how to best help our clients and derive relevant insights
- Develop visualizations to make your complex analyses accessible to a broad audience
- Find opportunities to craft products out of analyses that are suitable for multiple clients
- Work with stakeholders throughout the organization to identify opportunities for leveraging Visa data to drive business solutions.
- Mine and analyze data from company databases to drive optimization and improvement of product, marketing techniques and business strategies for Visa and its clients
- Assess the effectiveness and accuracy of new data sources and data gathering techniques.
- Use predictive modeling to increase and optimize customer experiences, revenue generation, data insights, advertising targeting and other business outcomes.
- Develop processes and tools to monitor and analyze model performance and data accuracy.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.
**Qualifications**

Basic Qualifications
5+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience

Preferred Qualifications
5 or more years of work experience with a Bachelor’s Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)
- Bachelor’s or Master’s degree in Statistics, Operations Research, Applied Mathematics, Economics, Data Science, Business Analytics, Computer Science, or a related technical field
- Analyzing large data sets using programming languages such as Python, R, SQL and/or Spark
- Developing and refining machine learning models for predictive analytics, classification and regression tasks.
- 2+ years’ experience in data-based decision-making or quantitative analysis
- Knowledge of ETL pipelines in Spark, Python, HIVE that process transaction and account level data and standardize data fields across various data sources
- Generating and visualizing data-based insights in software such as Tableau
- Competence in Excel, PowerPoint
- Previous exposure to financial services, credit cards or merchant analytics is a plus

**Additional Information**
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.