Associate, Credit Risk I

**_Associate, Credit Services I _**

At BNY, our culture empowers you to grow and succeed. As a leading global financial services company at the center of the world’s financial system we touch nearly 20% of the world’s investible assets. Every day around the globe, our 50,000+ employees bring the power of their perspective to the table to create solutions with our clients that benefit businesses, communities and people everywhere.

We continue to be a leader in the industry, awarded as a top home for innovators and for creating an inclusive workplace. Through our unique ideas and talents, together we help make money work for the world. This is what #LifeAtBNY is all about.

We’re seeking a future team member for the role of **_Associate, Credit Risk I _**to join our team. This role is located in **_Pune, MH/ Chennai, TN - HYBRID. _**

**In this role, you’ll make an impact in the following ways**:

- Conducts research and analysis to support lenders and management with originating, underwriting, documentation, and monitoring of various types of credit facilities.
- Analyzes credit requests and assesses risk levels related to extensions of credit.
- Assists lenders and management with monitoring existing credit portfolios, underwriting, and ad-hoc research.
- Communicates with Agents on syndicated facilities.
- Analyzes credit requests and assesses risk levels related to extensions of credit.
- Prepares reports summarizing findings.
- Assists lenders and management with monitoring existing credit portfolios, underwriting, and with any ad-hoc research.
- Interacts with client answering inquiries and resolves problems within scope of knowledge.
- No direct reports. Contributes to the achievement of Credit Services team objectives.
- Modified based upon local regulations/requirements.

**To be successful in this role, we’re seeking the following**:

- Bachelor's degree is required.
- 2-4 years of total work experience preferred.Experience in credit, banking or financial and risk analysis preferred.

**At BNY, our culture speaks for itself. Here’s a few of our awards**:

- America’s Most Innovative Companies, Fortune, 2024
- World’s Most Admired Companies, Fortune 2024
- Human Rights Campaign Foundation, Corporate Equality Index, 100% score, 2023-2024
- Best Places to Work for Disability Inclusion, Disability: IN - 100% score, 2023-2024
- “Most Just Companies”, Just Capital and CNBC, 2024
- Dow Jones Sustainability Indices, Top performing company for Sustainability, 2024Bloomberg’s Gender Equality Index (GEI), 2023

**Our Benefits and Rewards**:
BNY offers highly competitive compensation, benefits, and wellbeing programs rooted in a strong culture of excellence and our pay-for-performance philosophy. We provide access to flexible global resources and tools for your life’s journey. Focus on your health, foster your personal resilience, and reach your financial goals as a valued member of our team, along with generous paid leaves, including paid volunteer time, that can support you and your family through moments that matter.

BNY is an Equal Employment Opportunity/Affirmative Action Employer - Underrepresented racial and ethnic groups/Females/Individuals with Disabilities/Protected Veterans.

**BNY Mellon is an Equal Employment Opportunity/Affirmative Action Employer. Minorities/Females/Individuals With Disabilities/Protected Veterans.**

**Our ambition is to build the best global team - one that is representative and inclusive of the diverse talent, clients and communities we work with and serve - and to empower our team to do their best work. We support wellbeing and a balanced life, and offer a range of family-friendly, inclusive employment policies and employee forums.