Credit Analytics

2 days ago


Gurugram Haryana, India OakNorth Bank Full time

**Job Responsibility**:
- Developing detailed financial model comprising transaction details, financial statement analysis, projections, ratio analysis, credit metrics, amongst others
- Conducting detailed analysis of loan opportunities across various sectors in different geographies
- Conducting sensitivity analysis on projections - for stress testing on loans for serviceability
- Identifying deal specific covenants which can act as early warning signals while monitoring loans.
- Drafting credit reports with key takeaways on opportunity; report has to be concise, easy to read format for credit and risk to review and comment.
- Detailed industry/market studies to understand operating environment of borrower.
- Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks etc.

**Desired Skills**:
- Ability to draft credit reports.
- Strong financial analysis - thorough understanding of accounting / financial concepts
- Strong communication skills - interacting with Debt Directors, clients & other stakeholders in UK.
- Personal drive (proactive), flexible, creative (thinks out of the box), result driven, responsible, curious, team player and fast learner.
- Hands on attitude, willing/capable to understand the big picture.
- Ability to succeed in a culture where change and speed are part of daily work.
- MBA/PGDM/CA/CFA from a reputed institute


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